ZIP 02814 Property Distress & Foreclosure Data

Providence County, Rhode Island's ZIP 02814 registers 28/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in structural risk (60/100), institutional ownership (55/100), mortgage stress (21/100). On the quiet end sit mortgage stress (21/100) and construction/permit lag (2/100). Environmental exposure also runs high (flood (NFIP) exposure (95/100), climate & FEMA risk (93/100), FEMA disaster exposure (64/100)). On the structural side it scores 60/100, with 6/100 of stress already active.

The expansion-phase market in 02814 posted values that rose 5.2% over the year, and 28% higher over three years (phase confidence 40/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Median household income is $109,632, above the U.S. median near $78,000. 2.8% of residents fall below the poverty threshold. Population is roughly 7,421 with a median age of 48. Home values center near $390,500, an affordability ratio of 3.4× — accessible. Around 53% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 28/100. Educational attainment sits at 32% bachelor's-or-above. The vacancy rate is 11.4% — elevated. The ZIP holds roughly 3,348 housing units. Owners hold 90% of homes, renters 10%.

On balance 02814 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.