ZIP 02814 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 02814 (Providence County, Rhode Island) lands at 28/100 — low on DLRadar's public-record scoring. Leading the profile are structural risk (60/100), institutional ownership (56/100), mortgage stress (21/100). On the quiet end sit mortgage stress (21/100). Environmental exposure also runs high (flood (NFIP) exposure (95/100), climate & FEMA risk (93/100), FEMA disaster exposure (65/100)). The latent-versus-live split is 60/100 structural and 6/100 already moving.

The market reads peak — home values rose 4.4% year on year, and 28% higher over three years (phase confidence 31/100). Topping markets hide individual distress behind strong averages.

At $109,632, median income runs above typical U.S. levels. Roughly 2.8% live below the poverty line, a low share typical of higher-equity areas. Population is roughly 7,421 with a median age of 48. Home values center near $390,500, an affordability ratio of 3.4× — accessible. Rent burden reaches 53% of tenant households. The demographic-stress sub-score lands at 28/100. Around 32% of adults hold a bachelor's degree or higher. Vacancy runs 11.4%, above the national norm and a classic distress-and-opportunity signal. There are about 3,348 housing units across 02814. 90% of housing is owner-occupied.

Net-net, 02814 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. No parcel file is published for 02814 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Because one deterministic model scores every ZIP, 02814's 28/100 can be lined up against any neighbor in Providence County, Rhode Island or any ZIP coast to coast. Where the public record is thin for 02814, the field stays empty rather than modeled, and fills in as new documents post.

Behind 02814's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 02814 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.