ZIP 02802 Foreclosure, Tax-Lien & Distress Report

In Providence County, Rhode Island, ZIP 02802 scores 28 of 100 for composite distress, a low level on DLRadar's public-record index. It additionally carries heavy environmental risk: flood (NFIP) exposure (95/100), climate & FEMA risk (93/100), FEMA disaster exposure (65/100). The pressure is most legible in structural risk (60/100), institutional ownership (56/100), mortgage stress (21/100). By contrast, mortgage stress (21/100) register low. Structurally it carries 60/100, against 6/100 of stress already in motion.

The market reads peak — home values rose 4.4% year on year (phase confidence 31/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The vacancy rate is 21.4% — elevated. Owners hold 57% of homes, renters 43%. Home values center near $362,700, an affordability ratio of 2.2× — accessible. Educational attainment sits at 52% bachelor's-or-above. The poverty rate is 0.0% — low. Rent burden reaches 0% of tenant households. About 531 people live here, median age 61. DLRadar's demographic-stress index for the area reads 18/100. There are about 474 housing units across 02802. Households earn a median $125,522 — above the roughly $78,000 national figure.

Taken together, 02802 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 02802 at the moment; the composite and its components are still built from verifiable public records.

Because one deterministic model scores every ZIP, 02802's 28/100 can be lined up against any neighbor in Providence County, Rhode Island or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed on ingest; 02802 shows blanks, not estimates, wherever the record is sparse.

Behind 02802's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 02802 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.