ZIP 02838 Property Distress & Foreclosure Data

ZIP code 02838 in Providence County, Rhode Island carries a composite property-distress score of 28/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on structural risk (60/100), institutional ownership (55/100), mortgage stress (21/100). On the quiet end sit mortgage stress (21/100) and construction/permit lag (2/100). Environmental exposure also runs high (flood (NFIP) exposure (95/100), climate & FEMA risk (93/100), FEMA disaster exposure (64/100)). The latent-versus-live split is 60/100 structural and 6/100 already moving.

The expansion-phase market in 02838 posted values that rose 5.2% over the year, and 26% higher over three years (phase confidence 40/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Owners hold 55% of homes, renters 45%. 10.6% of residents fall below the poverty threshold. Home values center near $372,300, an affordability ratio of 4.0× — accessible. Around 33% of renters are cost-burdened. The vacancy rate is 6.1%. The ZIP holds roughly 1,326 housing units. Median household income is $82,075, near the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 30/100. Educational attainment sits at 49% bachelor's-or-above. Population is roughly 4,007 with a median age of 35.

On balance 02838 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.