ZIP 02895 Property Distress & Foreclosure Data

Composite property distress in 02895 (Providence County, Rhode Island) lands at 28/100 — low on DLRadar's public-record scoring. Environmental exposure also runs high (flood (NFIP) exposure (95/100), climate & FEMA risk (93/100), FEMA disaster exposure (64/100)). The sharpest non-environmental signals are structural risk (60/100), institutional ownership (55/100), mortgage stress (21/100). On the quiet end sit mortgage stress (21/100) and construction/permit lag (2/100). Structural risk reads 60/100 against active distress of 6/100.

The expansion-phase market in 02895 posted values that rose 5.2% over the year, and 29% higher over three years, at 40/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Vacancy runs 10.1%. DLRadar's demographic-stress index for the area reads 39/100. Population is roughly 43,081 with a median age of 36. Rent burden reaches 38% of tenant households. Owners hold 38% of homes, renters 62%. Educational attainment sits at 19% bachelor's-or-above. Home values center near $311,000, an affordability ratio of 4.6×. There are about 19,429 housing units across 02895. 19.7% of residents fall below the poverty threshold. Median household income is $58,579, below the U.S. median near $78,000.

On balance 02895 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.