ZIP 02896 Property Distress & Foreclosure Data

Providence County, Rhode Island's ZIP 02896 registers 28/100 composite distress, which DLRadar reads as low. Climate and flood risk are elevated too — flood (NFIP) exposure (95/100), climate & FEMA risk (93/100), FEMA disaster exposure (64/100). The latent-versus-live split is 60/100 structural and 6/100 already moving. The most distinctive pressure shows up in structural risk (60/100), institutional ownership (55/100), mortgage stress (21/100). mortgage stress (21/100) and construction/permit lag (2/100) stay muted.

Prices here sit in a expansion phase: values rose 5.2% over the trailing year, and 24% higher over three years (phase confidence 40/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

The ZIP holds roughly 4,812 housing units. The tenure split is 81% owner-occupied to 19% rented. Roughly 4.9% live below the poverty line, a low share typical of higher-equity areas. Around 26% of renters are cost-burdened. A median home runs $457,400 here, or 3.9 times local income. About 35% have a four-year degree. On demographic stress specifically, 02896 scores 26/100. 11,683 residents call 02896 home, typically aged 45. Households earn a median $109,436 — above the roughly $78,000 national figure. The vacancy rate is 4.9%.

Overall, 02896 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.