ZIP 02896 Foreclosure, Tax-Lien & Distress Report

In Providence County, Rhode Island, ZIP 02896 scores 28 of 100 for composite distress, a low level on DLRadar's public-record index. Environmental exposure also runs high (flood (NFIP) exposure (95/100), climate & FEMA risk (93/100), FEMA disaster exposure (65/100)). The split runs 60/100 structural to 6/100 active on the ground. Leading the profile are structural risk (60/100), institutional ownership (56/100), mortgage stress (21/100). mortgage stress (21/100) stay muted.

The market reads peak — home values rose 4.4% year on year, and 24% higher over three years, at 31/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The ZIP holds roughly 4,812 housing units. 81% of housing is owner-occupied. The poverty rate is 4.9% — low. Rent burden reaches 26% of tenant households. A median home runs $457,400 here, or 3.9 times local income. Around 35% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 26/100. About 11,683 people live here, median age 45. Median household income is $109,436, above the U.S. median near $78,000. The vacancy rate is 4.9%.

Net-net, 02896 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. There is no property file for 02896 at the moment; the composite and its components are still built from verifiable public records.

Because one deterministic model scores every ZIP, 02896's 28/100 can be lined up against any neighbor in Providence County, Rhode Island or any ZIP coast to coast. 02896 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 28/100 for 02896 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For a buyer, 02896 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.