ZIP 02825 Property Distress & Foreclosure Data

In Providence County, Rhode Island, ZIP 02825 scores 28 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are structural risk (60/100), institutional ownership (55/100), mortgage stress (21/100). By contrast, mortgage stress (21/100) and construction/permit lag (2/100) register low. On the structural side it scores 60/100, with 6/100 of stress already active. It additionally carries heavy environmental risk: flood (NFIP) exposure (95/100), climate & FEMA risk (93/100), FEMA disaster exposure (64/100).

The market reads expansion — home values rose 5.2% year on year, and 24% higher over three years (phase confidence 40/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The ZIP holds roughly 1,976 housing units. About 5,861 people live here, median age 46. Around 34% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 30/100. The poverty rate is 3.0% — low. 92% of housing is owner-occupied. At $110,177, median income runs above typical U.S. levels. The vacancy rate is 3.7%. Around 66% of renters are cost-burdened. The typical home is worth about $445,600 (3.6× income, relatively affordable).

Net-net, 02825 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.