ZIP 02826 Property Distress & Foreclosure Data

DLRadar grades ZIP 02826 (Providence County, Rhode Island) at a low 28/100 for overall property distress. Environmental exposure also runs high (flood (NFIP) exposure (95/100), climate & FEMA risk (93/100), FEMA disaster exposure (64/100)). Property-level stress concentrates in structural risk (60/100), institutional ownership (55/100), mortgage stress (21/100). On the quiet end sit mortgage stress (21/100) and construction/permit lag (2/100). Structural risk reads 60/100 against active distress of 6/100.

The expansion-phase market in 02826 posted values that rose 5.2% over the year, and 31% higher over three years, at 40/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Owners hold 78% of homes, renters 22%. Home values center near $286,300, an affordability ratio of 3.5× — accessible. Vacancy runs 24.3%, above the national norm and a classic distress-and-opportunity signal. DLRadar's demographic-stress index for the area reads 24/100. Population is roughly 615 with a median age of 63. Median household income is $75,347, near the U.S. median near $78,000. Rent burden reaches 0% of tenant households. There are about 434 housing units across 02826. 0.0% of residents fall below the poverty threshold. Educational attainment sits at 8% bachelor's-or-above.

On the whole, 02826 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.