ZIP 02826 Foreclosure, Tax-Lien & Distress Report

ZIP code 02826 in Providence County, Rhode Island carries a composite property-distress score of 28/100 — a low reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: flood (NFIP) exposure (95/100), climate & FEMA risk (93/100), FEMA disaster exposure (65/100). Its standout signals are structural risk (60/100), institutional ownership (56/100), mortgage stress (21/100). By contrast, mortgage stress (21/100) register low. Structural risk reads 60/100 against active distress of 6/100.

The peak-phase market in 02826 posted values that rose 4.4% over the year, and 31% higher over three years, at 31/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The tenure split is 78% owner-occupied to 22% rented. The typical home is worth about $286,300 (3.5× income, relatively affordable). Vacancy runs 24.3%, above the national norm and a classic distress-and-opportunity signal. The demographic-stress sub-score lands at 24/100. 615 residents call 02826 home, typically aged 63. At $75,347, median income runs near typical U.S. levels. Around 0% of renters are cost-burdened. There are about 434 housing units across 02826. Roughly 0.0% live below the poverty line, a low share typical of higher-equity areas. Around 8% of adults hold a bachelor's degree or higher.

Taken together, 02826 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 02826 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

No ZIP is too small to score: 02826 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 28/100 composite is a like-for-like number rather than an isolated estimate. 02826 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 28/100 figure for 02826 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 02826 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.