ZIP 02858 Property Distress & Foreclosure Data

DLRadar grades ZIP 02858 (Providence County, Rhode Island) at a low 28/100 for overall property distress. It additionally carries heavy environmental risk: flood (NFIP) exposure (95/100), climate & FEMA risk (93/100), FEMA disaster exposure (64/100). On the structural side it scores 60/100, with 6/100 of stress already active. Property-level stress concentrates in structural risk (60/100), institutional ownership (55/100), mortgage stress (21/100). By contrast, mortgage stress (21/100) and construction/permit lag (2/100) register low.

The market reads expansion — home values rose 5.2% year on year, and 66% higher over three years (phase confidence 40/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The typical home is worth about $351,500 (3.7× income, relatively affordable). At $92,016, median income runs above typical U.S. levels. About 280 people live here, median age 56. Around 31% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 22/100. The vacancy rate is 0.0%. The ZIP holds roughly 208 housing units. The poverty rate is 0.0% — low. 100% of housing is owner-occupied.

Net-net, 02858 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.