ZIP 02858 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 02858 (Providence County, Rhode Island) at a low 28/100 for overall property distress. Climate and flood risk are elevated too — flood (NFIP) exposure (95/100), climate & FEMA risk (93/100), FEMA disaster exposure (65/100). Structural risk reads 60/100 against active distress of 6/100. The most distinctive pressure shows up in structural risk (60/100), institutional ownership (56/100), mortgage stress (21/100). By contrast, mortgage stress (21/100) register low.

The market reads peak — home values rose 4.4% year on year, and 66% higher over three years, at 31/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

A median home runs $351,500 here, or 3.7 times local income. At $92,016, median income runs above typical U.S. levels. Population is roughly 280 with a median age of 56. About 31% have a four-year degree. The demographic-stress sub-score lands at 22/100. Vacancy runs 0.0%. There are about 208 housing units across 02858. The poverty rate is 0.0% — low. Owners hold 100% of homes, renters 0%.

On balance 02858 is mixed, rewarding parcel-by-parcel screening over broad assumptions. 02858 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The number is not local guesswork: 02858's 28/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the public record is thin for 02858, the field stays empty rather than modeled, and fills in as new documents post.

The 28/100 for 02858 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Treat 02858 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.