ZIP 02863 Property Distress & Foreclosure Data

Composite property distress in 02863 (Providence County, Rhode Island) lands at 28/100 — low on DLRadar's public-record scoring. Climate and flood risk are elevated too — flood (NFIP) exposure (95/100), climate & FEMA risk (93/100), FEMA disaster exposure (64/100). The latent-versus-live split is 60/100 structural and 6/100 already moving. The sharpest non-environmental signals are structural risk (60/100), institutional ownership (55/100), mortgage stress (21/100). mortgage stress (21/100) and construction/permit lag (2/100) stay muted.

Prices here sit in a expansion phase: values rose 5.2% over the trailing year, and 68% higher over three years (phase confidence 40/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

The vacancy rate is 10.2%. Roughly 22.3% live below the poverty line, elevated and often tied to deferred-maintenance inventory. On demographic stress specifically, 02863 scores 49/100. The ZIP holds roughly 8,426 housing units. Households earn a median $45,921 — below the roughly $78,000 national figure. About 12% have a four-year degree. The tenure split is 29% owner-occupied to 71% rented. 22,481 residents call 02863 home, typically aged 32. Around 44% of renters are cost-burdened. A median home runs $352,100 here, or 6.5 times local income.

Taken together, 02863 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.