ZIP 02860 Property Distress & Foreclosure Data

ZIP code 02860 in Providence County, Rhode Island carries a composite property-distress score of 28/100 — a low reading on DLRadar's deterministic public-record index. Climate and flood risk are elevated too — flood (NFIP) exposure (95/100), climate & FEMA risk (93/100), FEMA disaster exposure (64/100). What sets it apart are the readings on structural risk (60/100), institutional ownership (55/100), mortgage stress (21/100). mortgage stress (21/100) and construction/permit lag (2/100) stay muted. Structural exposure scores 60 and live distress 6 on the 0–100 scale.

Prices here sit in a expansion phase: values rose 5.2% over the trailing year, and 30% higher over three years, at 40/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

Vacancy runs 7.8%. On demographic stress specifically, 02860 scores 38/100. 47,372 residents call 02860 home, typically aged 36. About 26% have a four-year degree. The tenure split is 40% owner-occupied to 60% rented. Rent burden reaches 36% of tenant households. There are about 21,185 housing units across 02860. Households earn a median $59,954 — below the roughly $78,000 national figure. A median home runs $336,100 here, or 4.8 times local income. Roughly 16.3% live below the poverty line, elevated and often tied to deferred-maintenance inventory.

Overall, 02860 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.