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ZIP 02904 Foreclosure, Tax-Lien & Distress Report

Providence County, Rhode Island · Distress market

Providence County, Rhode Island's ZIP 02904 registers 28/100 composite distress, which DLRadar reads as low. Climate and flood risk are elevated too — flood (NFIP) exposure (95/100), climate & FEMA risk (93/100), FEMA disaster exposure (65/100). The split runs 60/100 structural to 6/100 active on the ground. What sets it apart are the readings on structural risk (60/100), institutional ownership (56/100), mortgage stress (21/100). On the quiet end sit mortgage stress (21/100).

The peak-phase market in 02904 posted values that rose 4.4% over the year, and 23% higher over three years (phase confidence 31/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

At $64,637, median income runs below typical U.S. levels. A median home runs $339,900 here, or 4.7 times local income. The vacancy rate is 5.9%. On demographic stress specifically, 02904 scores 35/100. 16.5% of residents fall below the poverty threshold. The tenure split is 51% owner-occupied to 49% rented. Rent burden reaches 35% of tenant households. About 32,462 people live here, median age 38. Educational attainment sits at 32% bachelor's-or-above. The ZIP holds roughly 14,503 housing units.

On balance 02904 is mixed, rewarding parcel-by-parcel screening over broad assumptions. No parcel file is published for 02904 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

No ZIP is too small to score: 02904 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 28/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed on ingest; 02904 shows blanks, not estimates, wherever the record is sparse.

02904's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. In workflow terms, 02904 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.

28/100
Composite stress
60/100
Structural risk
6/100
Distress activity

ZIP 02904 distress signals, scored

Foreclosure activity0
Mortgage stress21
Climate / FEMA risk93
9 further dimensions of distress are measured for this ZIP

Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

ZIP 02904 Stress Report snapshot

The live 02904 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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Open the complete 02904 acquisition file

See who owns each distressed property in 02904, where it is, its APN and score, the bank behind it and how fast it should exit — then fund and close it in one click. Continuously refreshed, nationwide.

Each signal above is traceable to an open dataset · methodology

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