ZIP 02904 Property Distress & Foreclosure Data

Providence County, Rhode Island's ZIP 02904 registers 28/100 composite distress, which DLRadar reads as low. Environmental exposure also runs high (flood (NFIP) exposure (95/100), climate & FEMA risk (93/100), FEMA disaster exposure (64/100)). The latent-versus-live split is 60/100 structural and 6/100 already moving. The most distinctive pressure shows up in structural risk (60/100), institutional ownership (55/100), mortgage stress (21/100). On the quiet end sit mortgage stress (21/100) and construction/permit lag (2/100).

The expansion-phase market in 02904 posted values that rose 5.2% over the year, and 23% higher over three years (phase confidence 40/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Median household income is $64,637, below the U.S. median near $78,000. Home values center near $339,900, an affordability ratio of 4.7×. The vacancy rate is 5.9%. DLRadar's demographic-stress index for the area reads 35/100. 16.5% of residents fall below the poverty threshold. Owners hold 51% of homes, renters 49%. Around 35% of renters are cost-burdened. Population is roughly 32,462 with a median age of 38. Educational attainment sits at 32% bachelor's-or-above. The ZIP holds roughly 14,503 housing units.

On balance 02904 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.