ZIP 02903 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 02903 (Providence County, Rhode Island) lands at 28/100 — low on DLRadar's public-record scoring. Climate and flood risk are elevated too — flood (NFIP) exposure (95/100), climate & FEMA risk (93/100), FEMA disaster exposure (65/100). Its standout signals are structural risk (60/100), institutional ownership (56/100), mortgage stress (21/100). mortgage stress (21/100) stay muted. The split runs 60/100 structural to 6/100 active on the ground.

The peak-phase market in 02903 posted values that rose 4.4% over the year (phase confidence 31/100). Topping markets hide individual distress behind strong averages.

Vacancy runs 14.3%, above the national norm and a classic distress-and-opportunity signal. At $62,987, median income runs below typical U.S. levels. Home values center near $408,900, an affordability ratio of 5.8×. About 53% have a four-year degree. The ZIP holds roughly 6,911 housing units. Around 35% of renters are cost-burdened. Owners hold 22% of homes, renters 78%. The demographic-stress sub-score lands at 41/100. About 12,309 people live here, median age 35. Roughly 20.9% live below the poverty line, elevated and often tied to deferred-maintenance inventory.

On the whole, 02903 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The 02903 read uses the identical public-record model applied coast to coast, which means its 28/100 score means exactly what it means anywhere else, and 02903 stays directly comparable to neighboring ZIPs and the rest of Providence County, Rhode Island. Where the public record is thin for 02903, the field stays empty rather than modeled, and fills in as new documents post.

02903's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For a buyer, 02903 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.