ZIP 02903 Property Distress & Foreclosure Data

Composite property distress in 02903 (Providence County, Rhode Island) lands at 28/100 — low on DLRadar's public-record scoring. It additionally carries heavy environmental risk: flood (NFIP) exposure (95/100), climate & FEMA risk (93/100), FEMA disaster exposure (64/100). The sharpest non-environmental signals are structural risk (60/100), institutional ownership (55/100), mortgage stress (21/100). By contrast, mortgage stress (21/100) and construction/permit lag (2/100) register low. Structural risk reads 60/100 against active distress of 6/100.

The market reads expansion — home values rose 5.2% year on year, at 40/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Vacancy runs 14.3%, above the national norm and a classic distress-and-opportunity signal. At $62,987, median income runs below typical U.S. levels. The typical home is worth about $408,900 (5.8× income). Around 53% of adults hold a bachelor's degree or higher. There are about 6,911 housing units across 02903. Rent burden reaches 35% of tenant households. 22% of housing is owner-occupied. The demographic-stress sub-score lands at 41/100. About 12,309 people live here, median age 35. The poverty rate is 20.9% — high, a tax-stress and distress correlate.

Net-net, 02903 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.