ZIP 02914 Foreclosure, Tax-Lien & Distress Report

ZIP code 02914 in Providence County, Rhode Island carries a composite property-distress score of 27/100 — a low reading on DLRadar's deterministic distress index. The split runs 59/100 structural to 6/100 active on the ground. The most distinctive pressure shows up in structural risk (59/100), institutional ownership (53/100), mortgage stress (21/100). On the quiet end sit mortgage stress (21/100). It additionally carries heavy environmental risk: flood (NFIP) exposure (96/100), climate & FEMA risk (93/100).

The peak-phase market in 02914 posted values that rose 4.4% over the year, and 26% higher over three years (phase confidence 31/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

A median home runs $359,400 here, or 5.1 times local income. The demographic-stress sub-score lands at 38/100. Population is roughly 21,397 with a median age of 46. Educational attainment sits at 25% bachelor's-or-above. The tenure split is 54% owner-occupied to 46% rented. Around 45% of renters are cost-burdened. The ZIP holds roughly 10,254 housing units. Roughly 15.3% live below the poverty line. The vacancy rate is 8.6%. At $60,838, median income runs below typical U.S. levels.

Net-net, 02914 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. No parcel file is published for 02914 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Whether 02914 runs hot or quiet, its 27/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 02914 can be compared directly against any other ZIP in Providence County, Rhode Island or nationwide. Every figure is auditable to a public dataset and refreshed as records update; 02914 shows blanks, not estimates, wherever the record is sparse.

The 27/100 figure for 02914 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 02914 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.