ZIP 02915 Foreclosure, Tax-Lien & Distress Report

Providence County, Rhode Island's ZIP 02915 registers 28/100 composite distress, which DLRadar reads as low. Its heaviest discrete signals: structural risk (60/100), institutional ownership (56/100), mortgage stress (21/100). mortgage stress (21/100) stay muted. Climate and flood risk are elevated too — flood (NFIP) exposure (95/100), climate & FEMA risk (93/100), FEMA disaster exposure (65/100). Structural exposure scores 60 and live distress 6 on the 0–100 scale.

The market reads peak — home values rose 4.4% year on year, and 32% higher over three years (phase confidence 31/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Rent burden reaches 30% of tenant households. The typical home is worth about $357,600 (3.5× income, relatively affordable). The demographic-stress sub-score lands at 27/100. Around 36% of adults hold a bachelor's degree or higher. Households earn a median $90,558 — above the roughly $78,000 national figure. Owners hold 64% of homes, renters 36%. The poverty rate is 7.7%. The ZIP holds roughly 7,731 housing units. 16,848 residents call 02915 home, typically aged 42. Vacancy runs 5.0%.

Net-net, 02915 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. No parcel file is published for 02915 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The number is not local guesswork: 02915's 28/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Sparse data for 02915 shows as blanks, never estimates, and the score updates on every fresh public filing.

02915's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For a buyer, 02915 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.