ZIP 02907 Foreclosure, Tax-Lien & Distress Report

ZIP code 02907 in Providence County, Rhode Island carries a composite property-distress score of 28/100 — a low reading on DLRadar's deterministic public-record index. Latent structural risk is 60/100 while live distress already moving reads 6/100. The sharpest non-environmental signals are structural risk (60/100), institutional ownership (56/100), mortgage stress (21/100). By contrast, mortgage stress (21/100) register low. Environmental exposure also runs high (flood (NFIP) exposure (95/100), climate & FEMA risk (93/100), FEMA disaster exposure (65/100)).

Prices here sit in a peak phase: values rose 4.4% over the trailing year, and 36% higher over three years, at 31/100 phase confidence. Topping markets hide individual distress behind strong averages.

Owners hold 37% of homes, renters 63%. Households earn a median $49,564 — below the roughly $78,000 national figure. A median home runs $349,200 here, or 6.3 times local income. Rent burden reaches 47% of tenant households. The ZIP holds roughly 11,467 housing units. Roughly 22.7% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Population is roughly 31,427 with a median age of 35. On demographic stress specifically, 02907 scores 47/100. The vacancy rate is 6.3%. Around 20% of adults hold a bachelor's degree or higher.

On the whole, 02907 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The number is not local guesswork: 02907's 28/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 02907 reflects the current record instead of a stale or modeled snapshot.

Behind 02907's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 02907 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.