ZIP 02909 Property Distress & Foreclosure Data

Providence County, Rhode Island's ZIP 02909 registers 28/100 composite distress, which DLRadar reads as low. Structural exposure scores 60 and live distress 6 on the 0–100 scale. The most distinctive pressure shows up in structural risk (60/100), institutional ownership (55/100), mortgage stress (21/100). By contrast, mortgage stress (21/100) and construction/permit lag (2/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (95/100), climate & FEMA risk (93/100), FEMA disaster exposure (64/100).

The market reads expansion — home values rose 5.2% year on year, and 30% higher over three years, at 40/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

There are about 18,637 housing units across 02909. The poverty rate is 22.5% — high, a tax-stress and distress correlate. 39% of housing is owner-occupied. Around 24% of adults hold a bachelor's degree or higher. About 44,445 people live here, median age 31. Vacancy runs 15.6%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 33% of tenant households. The demographic-stress sub-score lands at 39/100. The typical home is worth about $325,300 (4.4× income). At $63,950, median income runs below typical U.S. levels.

Net-net, 02909 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.