Providence County, RI Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Providence County, RI distress report, 2026: 43 ZIPs scored in Providence, RI, Providence, RI average 28/100; the top Providence, RI ZIP is 02802 at 28/100; Providence, RI market phase peak, Providence, RI prices +4.4% year over year.
- Providence, RI ranks #2,734 nationally (opportunity index); Providence, RI #4 in Rhode Island; Providence, RI index 24.8.
- Providence, RI ninety-day mortgage delinquency 1.0% in December 2025; Providence, RI twelve-month change -0.1%.
- Providence, RI ZIP phases: 43 peak.
- Providence, RI residential listings tracked: 493 across 42 ZIPs; Providence, RI candidate listings 119.
- Providence, RI HUD assisted properties: 129 with 10,411 units.
- Providence, RI lenders on watch: 5; largest Providence, RI footprint Citizens Bank National Assn (31 branches).
- Providence, RI most distressed ZIP: 02802 at 28/100.
Providence, RI figures: DLRadar distress index; Providence, RI inputs: CFPB, FHFA, HUD, FDIC; Providence, RI rebuilt as sources refresh.
| Rank | Providence, RI ZIP | Score |
|---|---|---|
| 1 | 02802 | 28/100 |
| 2 | 02814 | 28/100 |
| 3 | 02815 | 28/100 |
| 4 | 02823 | 28/100 |
| 5 | 02824 | 28/100 |
| 6 | 02825 | 28/100 |
| 7 | 02826 | 28/100 |
| 8 | 02828 | 28/100 |
| 9 | 02829 | 28/100 |
| 10 | 02830 | 28/100 |
| 11 | 02831 | 28/100 |
| 12 | 02838 | 28/100 |
Most distressed Providence, RI ZIPs (0-100, 2026)
Mortgage delinquency in Providence, RI
1.0% of Providence, RI mortgages were ninety-plus days late (Providence, RI, December 2025); Providence, RI thirty-to-eighty-nine days late: 2.7%; Providence, RI twelve-month change -0.1%; Providence, RI peak since 2008: 7.1% (January 2010); Rhode Island overall 0.9%. Providence, RI ninety-day series: Dec 24 1.1, Jan 25 1.0, Feb 25 0.9 (Providence, RI), Mar 25 0.9, Apr 25 0.9, May 25 0.8 (Providence, RI), Jun 25 0.7, Jul 25 0.7, Aug 25 0.8 (Providence, RI), Sep 25 0.9, Oct 25 1.0, Nov 25 1.0 (Providence, RI), Dec 25 1.0.
Opportunity index: Providence, RI
Providence, RI index 24.8, Providence, RI phase weak; Providence, RI primary driver bank institutional, Providence, RI second driver vacancy. Providence, RI components: property stress 16.9, foreclosure pressure 14.2, listing discounts 27.4, bank stress 60.1, insurance 0.0; Providence, RI pulse 26.2; Providence, RI capital opportunity 22.7; Providence, RI seven-day change +0.8%.
ZIP market phases inside Providence, RI
43 Providence, RI ZIPs carry a price-cycle phase; Providence, RI ZIPs by phase (Providence, RI), deepest drawdown first: peak, +4.4% YoY (Providence, RI): 02802, 02814, 02815, 02816, Providence, RI 02823, 02824, 02825, 02826, Providence, RI 02828, 02829, 02830, 02831, Providence, RI 02838, 02839, 02857, 02858.
Residential listings by Providence, RI ZIP
Providence, RI ZIPs with the most tracked Providence, RI residential listings: 02864 74 listings, 9 candidates, bank pressure 68; 02920 47 listings, 4 candidates, bank pressure 68; 02860 43 listings, 4 candidates, bank pressure 68; 02865 38 listings, 6 candidates, bank pressure 68 (Providence, RI); 02904 29 listings, 10 candidates, bank pressure 68; 02861 24 listings, 2 candidates, bank pressure 68; 02905 22 listings, 4 candidates, bank pressure 68; 02909 22 listings, 6 candidates, bank pressure 68. Providence, RI totals: 493 listings; Providence, RI candidates 119; active ZIPs 33.
HUD assisted housing in Providence, RI
129 assisted properties with 10,411 units sit in Providence, RI; largest Providence, RI properties: Rumford Towers (Rumford) 294 units, 294 assisted; Wiggin Village Apartments (Providence) 285 units, 285 assisted; Scituate Vista (Cranston) 232 units, 230 assisted in Providence, RI; Plaza Village (Woonsocket) 228 units, 116 assisted; Lockwood Plaza (Providence) 209 units; Charlesgate North Apts (Providence) 200 units, 157 assisted.
Lenders with branches in Providence, RI
Providence, RI lenders by branch count: Citizens Bank National Assn (Providence, RI): stress 66, 31 branches low in Providence, RI; Washington Tr Co Of Westerly (Providence, RI): stress 77, 13 branches low in Providence, RI; Banknewport (Providence, RI): stress 78, 5 branches low in Providence, RI; Centreville Bank (Providence, RI): stress 52, 5 branches low in Providence, RI; Shoreham Bank (Providence, RI): stress 77, 1 branch low in Providence, RI.
Vacancy and permits, Providence, RI
18,530 of 277,740 Providence, RI housing units are vacant; Providence, RI permits, twelve months: 479 multifamily units in Providence, RI, 528 one-to-four unit units.
Work Providence, RI at the parcel level
Every Providence, RI parcel carries owner and address; every Providence, RI parcel carries APN; Providence, RI distress scores sit on the Providence, RI live board.
Providence, RI figures refresh with each source.
Providence, RI questions
Most distressed ZIP code in Providence County, RI?
ZIP 02802 leads Providence, RI at 28/100; next in Providence, RI: 02814 at 28/100; the Providence, RI average is 28/100.
Where does Providence County, RI rank for investment opportunity?
Providence, RI is #2,734 among all ranked counties, #4 in Rhode Island; the Providence, RI driver is bank institutional; Providence, RI moved up 245 places.
How many mortgages are delinquent in Providence County, RI?
1.0% of Providence, RI mortgages were ninety-plus days late in December 2025; the Providence, RI peak since 2008 was 7.1%.
Which banks lend in Providence County, RI?
5 watched lenders hold Providence, RI branches; the largest Providence, RI footprints are Citizens Bank National Assn (31), Washington Tr Co Of Westerly (13), Banknewport (5).
More on Providence, RI
Providence County, RI distress report: public-record figures for Providence, RI; not legal advice for Providence, RI; not tax or investment advice; verify every Providence, RI record before acting.