Providence County, RI Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Providence County, Rhode Island? DLRadar grades every Providence County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 28/100. Here is the 2026 Providence County breakdown.
- Providence County's most distressed ZIP is 02802 at 28/100.
- 43 ZIP codes tracked in Providence County, averaging 28/100 distress.
- Providence County reads peak — home values up 4.4% year over year.
- Vacancy runs 9.2% across Providence County's tracked ZIPs, with a 11.7% poverty rate.
- The typical Providence County home is worth about $390,047 against a ~$81,355 median income.
- Lending headwind in Providence County sits at 31/100 — a forward read on distressed supply.
Numbers from the DLRadar public-record distress index, refreshed each month. Quote them freely with credit to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 02802 | 28/100 |
| 2 | 02814 | 28/100 |
| 3 | 02815 | 28/100 |
| 4 | 02823 | 28/100 |
| 5 | 02824 | 28/100 |
| 6 | 02825 | 28/100 |
| 7 | 02826 | 28/100 |
| 8 | 02828 | 28/100 |
| 9 | 02829 | 28/100 |
| 10 | 02830 | 28/100 |
| 11 | 02838 | 28/100 |
| 12 | 02839 | 28/100 |
Most distressed ZIP codes in Providence County (composite distress 0-100, 2026)
What is driving Providence County distress
Providence County sits inside DLRadar's nationwide distress index, built entirely from public records. Its ZIPs average 28/100 composite distress. Every figure traces to a public source — FHFA HPI, CFPB mortgage delinquency, county recorder foreclosure and tax-lien filings, FEMA/NFIP for insurance, and Census ACS for demographics.
Providence County market phase and pricing
Phase for Providence County: peak (+4.4% YoY). As pricing power fades, listings sit longer and sellers become reachable.
See the distressed properties behind the data in Providence County
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What people ask
Which Providence County ZIP scores worst for distress?
ZIP 02802 leads Providence County at 28/100, recomputed monthly from public records.
How would you describe the Providence County market phase?
FHFA price-index movement places Providence County in peak; prices are up 4.4% over twelve months.
Can the Providence County figures be verified?
Providence County draws on FHFA (peak trajectory), CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS — every one a public source. The scoring model does not change between counties, so these 43 ZIPs are comparable to anywhere else.
How much do distress scores vary between Providence County ZIP codes?
A county average hides the spread. Across the Providence County ZIPs DLRadar ranks, scores run from 28/100 in 02802 down to 28/100 in 02839, against a Providence County average of 28/100. A spread of 0 points means Providence County has to be worked ZIP by ZIP.
What do Providence County home values and vacancy say about distressed supply?
The typical Providence County home carries about $390,047 of value against a median household income near $81,355. Vacancy across Providence County's tracked ZIPs runs 9.2% and the poverty rate is 11.7%. When budgets are stretched and homes sit vacant, arrears become listings — the reason these sit alongside Providence County's foreclosure and tax-lien record and its 31/100 lending headwind.
Related
Distress scoring is deterministic and public-record based. It is research material, not investment, legal or financial advice. Updated monthly.