Providence County, RI: Home-Insurance Distress & Forced-Sale Pressure
Providence County, RI: 76/100 (severe) home-insurance distress; Providence, RI band MEDIUM; Providence, RI #468 of 3,222 counties; Providence, RI #1 of 5 in Rhode Island; raw Providence, RI 81.1.
FEMA hazard, Providence, RI: 63/100; Providence, RI declarations, three years: 9; Providence, RI perils: 9 severe-storm; Providence, RI five-year count 6 (severity 9.0); Providence, RI ten-year 6; hazard-weighted, Providence, RI: 9.0.
Declared incidents on the Providence, RI record: 2024 Severe Storm 6 (Providence, RI).
NFIP claims, Providence, RI, three years: 64; Providence, RI payouts $4,607,070; per Providence, RI claim $71,985; Providence, RI claim-stress 96/100.
Providence, RI monthly score fell, 77 (March 2026) to 74 (October 2026); Providence, RI by month: March 77, April 77, May 80, June 80 (Providence, RI), July 77, August 77, September 76, October 74.
Providence, RI components: climate 60, NFIP claims 96; Providence, RI retreat index 74.
Construction distress, Providence, RI: 0/100 as of August 2026 (Providence, RI: 28/100 one-to-four unit, 0/100 multifamily).
Providence, RI ZIPs, June 2026 (Providence, RI, 16 highest): score 0 (Providence, RI), climate 93 (Providence, RI): 02802, 02814, 02815, 02823, Providence, RI 02824, 02825, 02826, 02828, Providence, RI 02829, 02830, 02838, 02839, Providence, RI 02857, 02858, 02859, 02860.
DLRadar rescores Providence, RI monthly; Providence, RI readings join Providence, RI foreclosure, lien and ownership parcels (Providence, RI), so cost-squeezed Providence, RI owners surface before listing.
Inside Rhode Island, Providence County ranks 1st of 5 counties for home-insurance distress at 76/100; Kent County (66/100) sits just below Providence County.
Deterministic. Every Providence County, RI signal traces to a public Providence dataset (FEMA, NFIP, Census for Providence, RI) · how insurance distress works in Providence, RI · methodology
FAQ: Providence County, RI insurance distress
What is the Providence County, RI home-insurance-distress score?
Providence, RI: 76/100 (MEDIUM), #468 of 3,222, #1 in Rhode Island. FEMA hazard, Providence, RI: 63/100; NFIP stress, Providence, RI: 96/100; construction, Providence, RI: 0/100; Providence, RI rescores monthly.
Is Providence County insurance distress getting better or worse (RI)?
Providence, RI: 77 in March 2026; Providence, RI: 74 in October 2026 (better); Providence, RI climate component 60; Providence, RI NFIP claims score 96.
How many flood-insurance claims has Providence County, RI had?
Providence, RI: 64 NFIP claims, three years; Providence, RI paid $4,607,070; per Providence, RI claim $71,985; carriers reprice Providence, RI against that record.
Which Providence County ZIP codes carry the most insurance distress (RI)?
Providence, RI, June 2026: 02802 at 0, 02814 at 0, 02815 at 0, 02823 at 0; Providence, RI climate scores there: 93, 93, 93, 93.
Why does Providence, RI insurance distress create sellers?
A Providence, RI premium outruns the Providence, RI budget; a carrier leaves Providence, RI; Providence, RI carrying cost passes plan; Providence, RI owners sell while current; Providence, RI insurance distress leads Providence, RI foreclosure data.