ZIP 02861 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 02861 (Providence County, Rhode Island) lands at 28/100 — low on DLRadar's public-record scoring. It additionally carries heavy environmental risk: flood (NFIP) exposure (95/100), climate & FEMA risk (93/100), FEMA disaster exposure (65/100). The latent-versus-live split is 60/100 structural and 6/100 already moving. The most distinctive pressure shows up in structural risk (60/100), institutional ownership (56/100), mortgage stress (21/100). On the quiet end sit mortgage stress (21/100).

The peak-phase market in 02861 posted values that rose 4.4% over the year, and 23% higher over three years, at 31/100 phase confidence. Topping markets hide individual distress behind strong averages.

Roughly 9.1% live below the poverty line. On demographic stress specifically, 02861 scores 30/100. At $83,044, median income runs near typical U.S. levels. Rent burden reaches 33% of tenant households. The typical home is worth about $315,400 (3.4× income, relatively affordable). 65% of housing is owner-occupied. Educational attainment sits at 20% bachelor's-or-above. Vacancy runs 5.6%. Population is roughly 27,928 with a median age of 39. There are about 11,690 housing units across 02861.

On balance 02861 is mixed, rewarding parcel-by-parcel screening over broad assumptions. There is no property file for 02861 at the moment; the composite and its components are still built from verifiable public records.

The number is not local guesswork: 02861's 28/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the public record is thin for 02861, the field stays empty rather than modeled, and fills in as new documents post.

Each component behind 02861 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 28/100 roll-up. For a buyer, 02861 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.