ZIP 02864 Property Distress & Foreclosure Data

Providence County, Rhode Island's ZIP 02864 registers 28/100 composite distress, which DLRadar reads as low. It additionally carries heavy environmental risk: flood (NFIP) exposure (95/100), climate & FEMA risk (93/100), FEMA disaster exposure (64/100). The most distinctive pressure shows up in structural risk (60/100), institutional ownership (55/100), mortgage stress (21/100). By contrast, mortgage stress (21/100) and construction/permit lag (2/100) register low. Structural exposure scores 60 and live distress 6 on the 0–100 scale.

The market reads expansion — home values rose 5.2% year on year, and 21% higher over three years, at 40/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

The typical home is worth about $431,000 (3.3× income, relatively affordable). Vacancy runs 4.3%. About 36,383 people live here, median age 44. The demographic-stress sub-score lands at 26/100. 77% of housing is owner-occupied. There are about 14,918 housing units across 02864. Around 43% of adults hold a bachelor's degree or higher. Rent burden reaches 38% of tenant households. The poverty rate is 4.2% — low. At $118,737, median income runs above typical U.S. levels.

Net-net, 02864 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.