ZIP 02859 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 02859 (Providence County, Rhode Island) at a low 28/100 for overall property distress. Environmental exposure also runs high (flood (NFIP) exposure (95/100), climate & FEMA risk (93/100), FEMA disaster exposure (65/100)). Property-level stress concentrates in structural risk (60/100), institutional ownership (56/100), mortgage stress (21/100). mortgage stress (21/100) stay muted. Latent structural risk is 60/100 while live distress already moving reads 6/100.

The peak-phase market in 02859 posted values that rose 4.4% over the year, and 11% higher over three years (phase confidence 31/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Home values center near $385,500, an affordability ratio of 3.0× — accessible. On demographic stress specifically, 02859 scores 27/100. Owners hold 79% of homes, renters 21%. Around 27% of renters are cost-burdened. Vacancy runs 7.8%. Around 23% of adults hold a bachelor's degree or higher. About 6,803 people live here, median age 42. The poverty rate is 8.1%. The ZIP holds roughly 2,420 housing units. Households earn a median $118,662 — above the roughly $78,000 national figure.

Overall, 02859 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. No parcel file is published for 02859 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Big metro or rural, 02859 runs through one identical public-record model, so its 28/100 sits on the same scale as every other ZIP in Providence County, Rhode Island and the nation. Nothing here is interpolated — where a source is thin for 02859, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 28/100 figure for 02859 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 02859 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.