ZIP 02859 Property Distress & Foreclosure Data

Composite property distress in 02859 (Providence County, Rhode Island) lands at 28/100 — low on DLRadar's public-record scoring. Environmental exposure also runs high (flood (NFIP) exposure (95/100), climate & FEMA risk (93/100), FEMA disaster exposure (64/100)). The sharpest non-environmental signals are structural risk (60/100), institutional ownership (55/100), mortgage stress (21/100). On the quiet end sit mortgage stress (21/100) and construction/permit lag (2/100). Structural risk reads 60/100 against active distress of 6/100.

The expansion-phase market in 02859 posted values that rose 5.2% over the year, and 11% higher over three years, at 40/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Home values center near $385,500, an affordability ratio of 3.0× — accessible. DLRadar's demographic-stress index for the area reads 27/100. Owners hold 79% of homes, renters 21%. Rent burden reaches 27% of tenant households. Vacancy runs 7.8%. Educational attainment sits at 23% bachelor's-or-above. Population is roughly 6,803 with a median age of 42. 8.1% of residents fall below the poverty threshold. There are about 2,420 housing units across 02859. Median household income is $118,662, above the U.S. median near $78,000.

On balance 02859 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.