ZIP 02830 Foreclosure, Tax-Lien & Distress Report

In Providence County, Rhode Island, ZIP 02830 scores 28 of 100 for composite distress, a low level on DLRadar's public-record index. Climate and flood risk are elevated too — flood (NFIP) exposure (95/100), climate & FEMA risk (93/100), FEMA disaster exposure (65/100). Structurally it carries 60/100, against 6/100 of stress already in motion. Property-level stress concentrates in structural risk (60/100), institutional ownership (56/100), mortgage stress (21/100). By contrast, mortgage stress (21/100) register low.

Prices here sit in a peak phase: values rose 4.4% over the trailing year, and 18% higher over three years (phase confidence 31/100). Topping markets hide individual distress behind strong averages.

Vacancy runs 4.7%. 6.6% of residents fall below the poverty threshold. Around 40% of renters are cost-burdened. About 29% have a four-year degree. Households earn a median $121,611 — above the roughly $78,000 national figure. 79% of housing is owner-occupied. A median home runs $408,700 here, or 3.1 times local income. DLRadar's demographic-stress index for the area reads 27/100. About 6,936 people live here, median age 47. The ZIP holds roughly 2,754 housing units.

On balance 02830 is mixed, rewarding parcel-by-parcel screening over broad assumptions. There is no property file for 02830 at the moment; the composite and its components are still built from verifiable public records.

The 02830 read uses the identical public-record model applied coast to coast, which means its 28/100 score means exactly what it means anywhere else, and 02830 stays directly comparable to neighboring ZIPs and the rest of Providence County, Rhode Island. Nothing here is interpolated — where a source is thin for 02830, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Each component behind 02830 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 28/100 roll-up. The point of the 02830 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.