ZIP 02830 Property Distress & Foreclosure Data

DLRadar grades ZIP 02830 (Providence County, Rhode Island) at a low 28/100 for overall property distress. Climate and flood risk are elevated too — flood (NFIP) exposure (95/100), climate & FEMA risk (93/100), FEMA disaster exposure (64/100). The latent-versus-live split is 60/100 structural and 6/100 already moving. Property-level stress concentrates in structural risk (60/100), institutional ownership (55/100), mortgage stress (21/100). mortgage stress (21/100) and construction/permit lag (2/100) stay muted.

Prices here sit in a expansion phase: values rose 5.2% over the trailing year, and 18% higher over three years (phase confidence 40/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

The vacancy rate is 4.7%. Roughly 6.6% live below the poverty line, a low share typical of higher-equity areas. Around 40% of renters are cost-burdened. About 29% have a four-year degree. Households earn a median $121,611 — above the roughly $78,000 national figure. The tenure split is 79% owner-occupied to 21% rented. A median home runs $408,700 here, or 3.1 times local income. On demographic stress specifically, 02830 scores 27/100. 6,936 residents call 02830 home, typically aged 47. The ZIP holds roughly 2,754 housing units.

Overall, 02830 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.