ZIP 02831 Property Distress & Foreclosure Data

Composite property distress in 02831 (Providence County, Rhode Island) lands at 27/100 — low on DLRadar's public-record scoring. It additionally carries heavy environmental risk: flood (NFIP) exposure (95/100), climate & FEMA risk (92/100), FEMA disaster exposure (64/100). The sharpest non-environmental signals are structural risk (60/100), institutional ownership (55/100), mortgage stress (21/100). By contrast, mortgage stress (21/100) and construction/permit lag (2/100) register low. Structural exposure scores 60 and live distress 6 on the 0–100 scale.

The market reads expansion — home values rose 5.2% year on year, and 14% higher over three years, at 40/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 3,665 people live here, median age 41. The typical home is worth about $462,200 (3.5× income, relatively affordable). There are about 1,309 housing units across 02831. At $135,106, median income runs above typical U.S. levels. 95% of housing is owner-occupied. Vacancy runs 3.8%. The poverty rate is 6.1% — low. Rent burden reaches 20% of tenant households. The demographic-stress sub-score lands at 23/100. Around 32% of adults hold a bachelor's degree or higher.

Net-net, 02831 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.