ZIP 02831 Foreclosure, Tax-Lien & Distress Report

In Providence County, Rhode Island, ZIP 02831 scores 27 of 100 for composite distress, a low level on DLRadar's public-record index. Climate and flood risk are elevated too — flood (NFIP) exposure (95/100), climate & FEMA risk (92/100), FEMA disaster exposure (64/100). Its standout signals are structural risk (59/100), institutional ownership (56/100), mortgage stress (21/100). On the quiet end sit mortgage stress (21/100). Structural risk reads 59/100 against active distress of 6/100.

The peak-phase market in 02831 posted values that rose 4.4% over the year, and 14% higher over three years (phase confidence 31/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 3,665 with a median age of 41. Home values center near $462,200, an affordability ratio of 3.5× — accessible. There are about 1,309 housing units across 02831. Households earn a median $135,106 — above the roughly $78,000 national figure. Owners hold 95% of homes, renters 5%. Vacancy runs 3.8%. The poverty rate is 6.1% — low. Around 20% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 23/100. Around 32% of adults hold a bachelor's degree or higher.

On balance 02831 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Parcel-level detail for 02831 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Because one deterministic model scores every ZIP, 02831's 27/100 can be lined up against any neighbor in Providence County, Rhode Island or any ZIP coast to coast. Where the public record is thin for 02831, the field stays empty rather than modeled, and fills in as new documents post.

02831's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 02831 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.