ZIP 02816 Property Distress & Foreclosure Data

In Kent County, Rhode Island, ZIP 02816 scores 24 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are structural risk (52/100), institutional ownership (51/100), mortgage stress (19/100). By contrast, mortgage stress (19/100) and construction/permit lag (4/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (86/100), climate & FEMA risk (72/100). The latent-versus-live split is 52/100 structural and 6/100 already moving.

The market reads expansion — home values rose 5.2% year on year, and 22% higher over three years (phase confidence 40/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The typical home is worth about $350,800 (3.2× income, relatively affordable). The poverty rate is 8.4%. At $97,941, median income runs above typical U.S. levels. Around 50% of renters are cost-burdened. The vacancy rate is 5.8%. Around 32% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 29/100. About 33,246 people live here, median age 44. 80% of housing is owner-occupied. The ZIP holds roughly 14,548 housing units.

Overall 02816 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.