ZIP 02816 Foreclosure, Tax-Lien & Distress Report
Kent County, Rhode Island · Distress market
DLRadar grades ZIP 02816 (Kent County, Rhode Island) at a low 23/100 for overall property distress. Its heaviest discrete signals: institutional ownership (51/100), structural risk (51/100), mortgage stress (19/100). By contrast, mortgage stress (19/100) register low. Climate and flood risk are elevated too — flood (NFIP) exposure (86/100), climate & FEMA risk (72/100). Structural risk reads 51/100 against active distress of 6/100.
The market reads peak — home values rose 4.4% year on year, and 22% higher over three years, at 31/100 phase confidence. Topping markets hide individual distress behind strong averages.
The typical home is worth about $350,800 (3.2× income, relatively affordable). The poverty rate is 8.4%. At $97,941, median income runs above typical U.S. levels. Around 50% of renters are cost-burdened. The vacancy rate is 5.8%. Educational attainment sits at 32% bachelor's-or-above. On demographic stress specifically, 02816 scores 29/100. About 33,246 people live here, median age 44. The tenure split is 80% owner-occupied to 20% rented. The ZIP holds roughly 14,548 housing units.
Overall 02816 looks resilient on the surface, so the edge is isolating individual stressed parcels. Parcel-level detail for 02816 is not published yet -- the ZIP-level readings above remain fully sourced.
The 02816 read uses the identical scoring model applied coast to coast, which means its 23/100 score means exactly what it means anywhere else, and 02816 stays directly comparable to neighboring ZIPs and the rest of Kent County, Rhode Island. Sparse data for 02816 shows as blanks, never estimates, and the score updates on every fresh public filing.
The 23/100 for 02816 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 02816 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
ZIP 02816 distress signals, scored
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
ZIP 02816 Stress Report snapshot
Current distress, phase, housing and lender-pressure figures for 02816, drawn from the same report attached to each property.
Nearby ZIPs in Kent County
Nearest ZIP codes to 02816
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Kent County, Rhode Island
Additional distress intelligence spanning Kent County, Rhode Island by ZIP, county and state.
See every distressed parcel in 02816
The full 02816 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through to owner and lender records. Refreshed continuously.
Each signal above is traceable to an open dataset · methodology