ZIP 02889 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 02889 (Kent County, Rhode Island) at a low 22/100 for overall property distress. It additionally carries heavy environmental risk: flood (NFIP) exposure (86/100), climate & FEMA risk (72/100). The split runs 49/100 structural to 6/100 active on the ground. Its standout signals are structural risk (49/100), institutional ownership (47/100), mortgage stress (19/100). By contrast, mortgage stress (19/100) register low.

Prices here sit in a peak phase: values rose 4.4% over the trailing year, and 27% higher over three years, at 31/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Households earn a median $85,617 — near the roughly $78,000 national figure. There are about 11,994 housing units across 02889. On demographic stress specifically, 02889 scores 29/100. Vacancy runs 4.2%. The poverty rate is 8.0%. Around 26% of adults hold a bachelor's degree or higher. 27,533 residents call 02889 home, typically aged 45. 80% of housing is owner-occupied. Rent burden reaches 43% of tenant households. The typical home is worth about $336,000 (3.5× income, relatively affordable).

Broadly, 02889 is a steadier market — the deals are the exceptions, not the rule. Parcel-level detail for 02889 is not published yet -- the ZIP-level readings above remain fully sourced.

Whether 02889 runs hot or quiet, its 22/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 02889 can be compared directly against any other ZIP in Kent County, Rhode Island or nationwide. Nothing here is interpolated — where a source is thin for 02889, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 22/100 for 02889 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Treat 02889 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.