ZIP 02817 Foreclosure, Tax-Lien & Distress Report

ZIP 02817's composite property-distress score is 22/100 - DLRadar classes that as low for Kent County, Rhode Island. The split runs 49/100 structural to 6/100 active on the ground. Climate and flood risk are elevated too — flood (NFIP) exposure (86/100), climate & FEMA risk (72/100). Property-level stress concentrates in structural risk (49/100), institutional ownership (47/100), mortgage stress (19/100). On the quiet end sit mortgage stress (19/100).

The market reads peak — home values rose 4.4% year on year, and 37% higher over three years (phase confidence 31/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

6,598 residents call 02817 home, typically aged 44. The vacancy rate is 4.3%. Owners hold 83% of homes, renters 17%. At $137,485, median income runs above typical U.S. levels. There are about 2,624 housing units across 02817. The demographic-stress sub-score lands at 25/100. Educational attainment sits at 35% bachelor's-or-above. Rent burden reaches 30% of tenant households. A median home runs $535,400 here, or 3.6 times local income. 1.8% of residents fall below the poverty threshold.

Overall 02817 looks resilient on the surface, so the edge is isolating individual stressed parcels. While 02817 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

No ZIP is too small to score: 02817 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 22/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed on ingest; 02817 shows blanks, not estimates, wherever the record is sparse.

Each component behind 02817 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 22/100 roll-up. In workflow terms, 02817 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.