ZIP 02818 Foreclosure, Tax-Lien & Distress Report

ZIP 02818's composite property-distress score is 23/100 - DLRadar classes that as low for Kent County, Rhode Island. What sets it apart are the readings on institutional ownership (51/100), structural risk (51/100), mortgage stress (19/100). mortgage stress (19/100) stay muted. Structurally it carries 51/100, against 6/100 of stress already in motion. Climate and flood risk are elevated too — flood (NFIP) exposure (86/100), climate & FEMA risk (72/100).

The peak-phase market in 02818 posted values that rose 4.4% over the year, and 27% higher over three years (phase confidence 31/100). Topping markets hide individual distress behind strong averages.

Median household income is $120,952, above the U.S. median near $78,000. Roughly 4.7% live below the poverty line, a low share typical of higher-equity areas. The demographic-stress sub-score lands at 27/100. Rent burden reaches 36% of tenant households. The tenure split is 76% owner-occupied to 24% rented. Vacancy runs 5.1%. Around 63% of adults hold a bachelor's degree or higher. The typical home is worth about $613,500 (4.7× income). Population is roughly 19,869 with a median age of 45. There are about 8,671 housing units across 02818.

Broadly, 02818 is a steadier market — the deals are the exceptions, not the rule. 02818 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

No ZIP is too small to score: 02818 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 23/100 composite is a like-for-like number rather than an isolated estimate. Where the record is thin for 02818, the field stays empty rather than modeled, and fills in as new documents post.

02818's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. In workflow terms, 02818 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.