ZIP 02818 Property Distress & Foreclosure Data

Composite property distress in 02818 (Kent County, Rhode Island) lands at 24/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are structural risk (52/100), institutional ownership (51/100), mortgage stress (19/100). mortgage stress (19/100) and construction/permit lag (4/100) stay muted. On the structural side it scores 52/100, with 6/100 of stress already active. Climate and flood risk are elevated too — flood (NFIP) exposure (86/100), climate & FEMA risk (72/100).

Prices here sit in a expansion phase: values rose 5.2% over the trailing year, and 27% higher over three years (phase confidence 40/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Households earn a median $120,952 — above the roughly $78,000 national figure. Roughly 4.7% live below the poverty line, a low share typical of higher-equity areas. On demographic stress specifically, 02818 scores 27/100. Around 36% of renters are cost-burdened. The tenure split is 76% owner-occupied to 24% rented. The vacancy rate is 5.1%. About 63% have a four-year degree. A median home runs $613,500 here, or 4.7 times local income. 19,869 residents call 02818 home, typically aged 45. The ZIP holds roughly 8,671 housing units.

On balance, 02818 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.