ZIP 02886 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 02886 (Kent County, Rhode Island) returns a low composite of 22/100. Climate and flood risk are elevated too — flood (NFIP) exposure (86/100), climate & FEMA risk (72/100). The most distinctive pressure shows up in structural risk (49/100), institutional ownership (47/100), mortgage stress (19/100). By contrast, mortgage stress (19/100) register low. Structural exposure scores 49 and live distress 6 on the 0–100 scale.

Prices here sit in a peak phase: values rose 4.4% over the trailing year, and 23% higher over three years, at 31/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

30,925 residents call 02886 home, typically aged 42. There are about 13,648 housing units across 02886. DLRadar's demographic-stress index for the area reads 28/100. The tenure split is 65% owner-occupied to 35% rented. At $91,037, median income runs above typical U.S. levels. The vacancy rate is 4.0%. Educational attainment sits at 37% bachelor's-or-above. Rent burden reaches 34% of tenant households. Home values center near $366,400, an affordability ratio of 3.7× — accessible. The poverty rate is 5.8% — low.

On balance, 02886 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The 02886 read uses the identical public-record model applied coast to coast, which means its 22/100 score means exactly what it means anywhere else, and 02886 stays directly comparable to neighboring ZIPs and the rest of Kent County, Rhode Island. Every figure is auditable to a public dataset and refreshed on ingest; 02886 shows blanks, not estimates, wherever the record is sparse.

02886's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 02886 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.