ZIP 02827 Property Distress & Foreclosure Data

Composite property distress in 02827 (Kent County, Rhode Island) lands at 24/100 — low on DLRadar's public-record scoring. Climate and flood risk are elevated too — flood (NFIP) exposure (86/100), climate & FEMA risk (72/100). The latent-versus-live split is 52/100 structural and 6/100 already moving. The sharpest non-environmental signals are structural risk (52/100), institutional ownership (51/100), mortgage stress (19/100). mortgage stress (19/100) and construction/permit lag (4/100) stay muted.

Prices here sit in a expansion phase: values rose 5.2% over the trailing year, and 24% higher over three years (phase confidence 40/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

The ZIP holds roughly 859 housing units. The tenure split is 95% owner-occupied to 5% rented. On demographic stress specifically, 02827 scores 17/100. Around 0% of renters are cost-burdened. Roughly 2.0% live below the poverty line, a low share typical of higher-equity areas. About 32% have a four-year degree. The vacancy rate is 1.2%. 2,441 residents call 02827 home, typically aged 44. Households earn a median $135,139 — above the roughly $78,000 national figure. A median home runs $419,300 here, or 2.8 times local income.

On balance, 02827 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.