ZIP 02898 Foreclosure, Tax-Lien & Distress Report

In Washington County, Rhode Island, ZIP 02898 scores 28 of 100 for composite distress, a low level on DLRadar's distress index. Environmental exposure also runs high (flood (NFIP) exposure (85/100), climate & FEMA risk (69/100)). The latent-versus-live split is 64/100 structural and 7/100 already moving. What sets it apart are the readings on structural risk (64/100), construction/permit lag (63/100), institutional ownership (47/100). On the quiet end sit mortgage stress (22/100).

The market reads peak — home values rose 4.4% year on year, and 50% higher over three years (phase confidence 31/100). Topping markets hide individual distress behind strong averages.

At $124,083, median income runs above typical U.S. levels. On demographic stress specifically, 02898 scores 16/100. The poverty rate is 2.9% — low. There are about 811 housing units across 02898. Around 0% of renters are cost-burdened. Around 56% of adults hold a bachelor's degree or higher. The tenure split is 97% owner-occupied to 3% rented. The typical home is worth about $424,300 (3.2× income, relatively affordable). The vacancy rate is 7.2%. About 1,745 people live here, median age 46.

Net-net, 02898 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. 02898 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Big metro or rural, 02898 runs through one identical scoring model, so its 28/100 sits on the same scale as every other ZIP in Washington County, Rhode Island and the nation. Every figure is auditable to a public dataset and refreshed as records update; 02898 shows blanks, not estimates, wherever the record is sparse.

02898's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Treat 02898 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.