ZIP 02808 Foreclosure, Tax-Lien & Distress Report

In Washington County, Rhode Island, ZIP 02808 scores 28 of 100 for composite distress, a low level on DLRadar's public-record index. The split runs 63/100 structural to 7/100 active on the ground. Leading the profile are structural risk (63/100), construction/permit lag (61/100), institutional ownership (47/100). By contrast, mortgage stress (22/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (85/100), climate & FEMA risk (69/100).

The market reads peak — home values rose 4.4% year on year, and 30% higher over three years (phase confidence 31/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Home values center near $388,300, an affordability ratio of 3.5× — accessible. Vacancy runs 11.1%. 2,561 residents call 02808 home, typically aged 40. 79% of housing is owner-occupied. The poverty rate is 6.5% — low. Around 58% of renters are cost-burdened. The ZIP holds roughly 1,051 housing units. About 39% have a four-year degree. At $94,712, median income runs above typical U.S. levels. The demographic-stress sub-score lands at 31/100.

On balance 02808 is mixed, rewarding parcel-by-parcel screening over broad assumptions. 02808 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

No ZIP is too small to score: 02808 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 28/100 composite is a like-for-like number rather than an isolated estimate. Where the public record is thin for 02808, the field stays empty rather than modeled, and fills in as new documents post.

Each component behind 02808 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 28/100 roll-up. In workflow terms, 02808 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.