ZIP 02812 Property Distress & Foreclosure Data

DLRadar grades ZIP 02812 (Washington County, Rhode Island) at a low 29/100 for overall property distress. Property-level stress concentrates in construction/permit lag (66/100), structural risk (66/100), institutional ownership (50/100). mortgage stress (22/100) stay muted. Climate and flood risk are elevated too — flood (NFIP) exposure (85/100), climate & FEMA risk (69/100). The latent-versus-live split is 66/100 structural and 7/100 already moving.

Prices here sit in a expansion phase: values rose 5.2% over the trailing year, and 29% higher over three years (phase confidence 40/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

About 50% have a four-year degree. A median home runs $472,800 here, or 4.3 times local income. Roughly 2.7% live below the poverty line, a low share typical of higher-equity areas. On demographic stress specifically, 02812 scores 25/100. 1,432 residents call 02812 home, typically aged 36. The ZIP holds roughly 494 housing units. The tenure split is 96% owner-occupied to 4% rented. Households earn a median $111,711 — above the roughly $78,000 national figure. The vacancy rate is 11.7% — elevated.

Overall, 02812 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.