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County and ZIP distress scoring, market phase, and the deals that surfaced today.

ZIP 02812 Foreclosure, Tax-Lien & Distress Report

Washington County, Rhode Island · Distress market

In Washington County, Rhode Island, ZIP 02812 scores 28 of 100 for composite distress, a low level on DLRadar's public-record index. The sharpest non-environmental signals are structural risk (63/100), construction/permit lag (61/100), institutional ownership (47/100). mortgage stress (22/100) stay muted. Climate and flood risk are elevated too — flood (NFIP) exposure (85/100), climate & FEMA risk (69/100). Latent structural risk is 63/100 while live distress already moving reads 7/100.

The market reads peak — home values rose 4.4% year on year, and 29% higher over three years, at 31/100 phase confidence. Topping markets hide individual distress behind strong averages.

About 50% have a four-year degree. A median home runs $472,800 here, or 4.3 times local income. 2.7% of residents fall below the poverty threshold. On demographic stress specifically, 02812 scores 25/100. About 1,432 people live here, median age 36. The ZIP holds roughly 494 housing units. The tenure split is 96% owner-occupied to 4% rented. At $111,711, median income runs above typical U.S. levels. The vacancy rate is 11.7% — elevated.

On balance 02812 is mixed, rewarding parcel-by-parcel screening over broad assumptions. While 02812 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The number is not local guesswork: 02812's 28/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. 02812 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

02812's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For a buyer, 02812 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.

28/100
Composite stress
63/100
Structural risk
7/100
Distress activity

ZIP 02812 distress signals, scored

Foreclosure activity0
Mortgage stress22
Climate / FEMA risk69
9 further distress layers are graded for 02812

Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.

02812 at a glance

02812 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.

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Washington County ZIPs near 02812

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Each signal above is traceable to an open dataset · methodology

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