ZIP 02874 Foreclosure, Tax-Lien & Distress Report

ZIP 02874's composite property-distress score is 28/100 - DLRadar classes that as low for Washington County, Rhode Island. What sets it apart are the readings on structural risk (64/100), construction/permit lag (63/100), institutional ownership (47/100). On the quiet end sit mortgage stress (22/100). It additionally carries heavy environmental risk: flood (NFIP) exposure (85/100), climate & FEMA risk (69/100). Latent structural risk is 64/100 while live distress already moving reads 7/100.

The market reads peak — home values rose 4.4% year on year, and 25% higher over three years (phase confidence 31/100). Topping markets hide individual distress behind strong averages.

Median household income is $155,099, above the U.S. median near $78,000. There are about 2,529 housing units across 02874. Roughly 3.9% live below the poverty line, a low share typical of higher-equity areas. Owners hold 88% of homes, renters 12%. Rent burden reaches 47% of tenant households. Around 67% of adults hold a bachelor's degree or higher. Vacancy runs 11.0%. On demographic stress specifically, 02874 scores 27/100. The typical home is worth about $713,700 (4.1× income). About 6,715 people live here, median age 42.

Overall, 02874 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Parcel-level detail for 02874 is not published yet -- the ZIP-level readings above remain fully sourced.

The 02874 read uses the identical scoring model applied coast to coast, which means its 28/100 score means exactly what it means anywhere else, and 02874 stays directly comparable to neighboring ZIPs and the rest of Washington County, Rhode Island. 02874 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Each component behind 02874 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 28/100 roll-up. For a buyer, 02874 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.