ZIP 02874 Property Distress & Foreclosure Data

ZIP code 02874 in Washington County, Rhode Island carries a composite property-distress score of 29/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (66/100), structural risk (66/100), institutional ownership (50/100). On the quiet end sit mortgage stress (22/100). Environmental exposure also runs high (flood (NFIP) exposure (85/100), climate & FEMA risk (69/100)). The latent-versus-live split is 66/100 structural and 7/100 already moving.

The expansion-phase market in 02874 posted values that rose 5.2% over the year, and 25% higher over three years (phase confidence 40/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Median household income is $155,099, above the U.S. median near $78,000. The ZIP holds roughly 2,529 housing units. 3.9% of residents fall below the poverty threshold. Owners hold 88% of homes, renters 12%. Around 47% of renters are cost-burdened. Educational attainment sits at 67% bachelor's-or-above. The vacancy rate is 11.0%. DLRadar's demographic-stress index for the area reads 27/100. Home values center near $713,700, an affordability ratio of 4.1×. Population is roughly 6,715 with a median age of 42.

On balance 02874 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.