ZIP 02891 Foreclosure, Tax-Lien & Distress Report

Washington County, Rhode Island's ZIP 02891 registers 28/100 composite distress, which DLRadar reads as low. It additionally carries heavy environmental risk: flood (NFIP) exposure (85/100), climate & FEMA risk (69/100). The pressure is most legible in structural risk (63/100), construction/permit lag (61/100), institutional ownership (47/100). By contrast, mortgage stress (22/100) register low. On the structural side it scores 63/100, with 7/100 of stress already active.

The peak-phase market in 02891 posted values that rose 4.4% over the year, and 27% higher over three years (phase confidence 31/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 21,698 with a median age of 55. Home values center near $470,000, an affordability ratio of 4.7×. Median household income is $90,435, above the U.S. median near $78,000. The demographic-stress sub-score lands at 32/100. 75% of housing is owner-occupied. Rent burden reaches 39% of tenant households. The ZIP holds roughly 12,345 housing units. Educational attainment sits at 41% bachelor's-or-above. The vacancy rate is 21.0% — elevated. The poverty rate is 6.0% — low.

Net-net, 02891 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 02891 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Whether 02891 runs hot or quiet, its 28/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 02891 can be compared directly against any other ZIP in Washington County, Rhode Island or nationwide. Sparse data for 02891 shows as blanks, never estimates, and the score updates on every fresh public filing.

Each component behind 02891 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 28/100 roll-up. In workflow terms, 02891 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.