ZIP 02832 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 02832 (Washington County, Rhode Island) at a low 28/100 for overall property distress. Climate and flood risk are elevated too — flood (NFIP) exposure (85/100), climate & FEMA risk (69/100). The latent-versus-live split is 64/100 structural and 7/100 already moving. What sets it apart are the readings on structural risk (64/100), construction/permit lag (63/100), institutional ownership (47/100). By contrast, mortgage stress (22/100) register low.

The peak-phase market in 02832 posted values that rose 4.4% over the year, and 21% higher over three years, at 31/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

79% of housing is owner-occupied. There are about 2,042 housing units across 02832. 5.3% of residents fall below the poverty threshold. About 36% have a four-year degree. At $101,225, median income runs above typical U.S. levels. The vacancy rate is 6.7%. Population is roughly 4,950 with a median age of 45. On demographic stress specifically, 02832 scores 29/100. Rent burden reaches 45% of tenant households. The typical home is worth about $432,300 (3.9× income, relatively affordable).

On balance 02832 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Because one deterministic model scores every ZIP, 02832's 28/100 can be lined up against any neighbor in Washington County, Rhode Island or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed as records update; 02832 shows blanks, not estimates, wherever the record is sparse.

Behind 02832's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For a buyer, 02832 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.