ZIP 02804 Foreclosure, Tax-Lien & Distress Report
Washington County, Rhode Island · High Vacancy market
Washington County, Rhode Island's ZIP 02804 registers 28/100 composite distress, which DLRadar reads as low. On the structural side it scores 63/100, with 7/100 of stress already active. The pressure is most legible in structural risk (63/100), construction/permit lag (61/100), institutional ownership (47/100). By contrast, mortgage stress (22/100) register low. Climate and flood risk are elevated too — flood (NFIP) exposure (85/100), climate & FEMA risk (69/100).
The market reads peak — home values rose 4.4% year on year, and 20% higher over three years, at 31/100 phase confidence. Topping markets hide individual distress behind strong averages.
A median home runs $355,400 here, or 3.0 times local income. Vacancy runs 14.2%, above the national norm and a classic distress-and-opportunity signal. 2,661 residents call 02804 home, typically aged 48. There are about 1,182 housing units across 02804. Around 24% of adults hold a bachelor's degree or higher. DLRadar's demographic-stress index for the area reads 22/100. Rent burden reaches 0% of tenant households. The poverty rate is 6.5% — low. Owners hold 81% of homes, renters 19%. At $101,392, median income runs above typical U.S. levels.
On the whole, 02804 leans distressed, with opportunity clustered in specific stressed parcels. While 02804 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
No ZIP is too small to score: 02804 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 28/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 02804, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
Behind 02804's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Treat 02804 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
What is driving ZIP 02804’s distress
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
Snapshot: 02804 by the numbers
Real-time distress, cycle phase, housing and bank-stress readings for 02804, the same set carried on every parcel.
Adjacent Washington County ZIP reports
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More ZIP, county and state distress intelligence connected to Washington County, Rhode Island.
Unlock parcel-level detail for ZIP 02804
Every distressed parcel in 02804 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.
Each signal above is traceable to an open dataset · methodology