ZIP 02804 Property Distress & Foreclosure Data

Composite property distress in 02804 (Washington County, Rhode Island) lands at 29/100 — low on DLRadar's public-record scoring. Structural risk reads 66/100 against active distress of 7/100. The sharpest non-environmental signals are construction/permit lag (66/100), structural risk (66/100), institutional ownership (50/100). By contrast, mortgage stress (22/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (85/100), climate & FEMA risk (69/100).

The market reads expansion — home values rose 5.2% year on year, and 20% higher over three years, at 40/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

The typical home is worth about $355,400 (3.0× income, relatively affordable). Vacancy runs 14.2%, above the national norm and a classic distress-and-opportunity signal. About 2,661 people live here, median age 48. There are about 1,182 housing units across 02804. Around 24% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 22/100. Rent burden reaches 0% of tenant households. The poverty rate is 6.5% — low. 81% of housing is owner-occupied. At $101,392, median income runs above typical U.S. levels.

Net-net, 02804 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.