Washington County, RI Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Washington County, RI distress report, 2026: 20 ZIPs scored in Washington, RI, Washington, RI average 28/100; the top Washington, RI ZIP is 02804 at 28/100; Washington, RI market phase peak, Washington, RI prices +4.4% year over year.
- Washington, RI ranks #941 nationally (opportunity index); Washington, RI #1 in Rhode Island; Washington, RI index 31.4.
- Washington, RI ninety-day mortgage delinquency 0.3% in December 2025; Washington, RI twelve-month change +0.1%.
- Washington, RI ZIP phases: 20 peak.
- Washington, RI residential listings tracked: 57 across 20 ZIPs; Washington, RI candidate listings 32.
- Washington, RI HUD assisted properties: 23 with 1,541 units.
- Washington, RI lenders on watch: 4; largest Washington, RI footprint Washington Tr Co Of Westerly (10 branches).
- Washington, RI most distressed ZIP: 02804 at 28/100.
Washington, RI figures: DLRadar distress index; Washington, RI inputs: CFPB, FHFA, HUD, FDIC; Washington, RI rebuilt as sources refresh.
| Rank | Washington, RI ZIP | Score |
|---|---|---|
| 1 | 02804 | 28/100 |
| 2 | 02807 | 28/100 |
| 3 | 02808 | 28/100 |
| 4 | 02812 | 28/100 |
| 5 | 02813 | 28/100 |
| 6 | 02822 | 28/100 |
| 7 | 02832 | 28/100 |
| 8 | 02833 | 28/100 |
| 9 | 02836 | 28/100 |
| 10 | 02852 | 28/100 |
| 11 | 02873 | 28/100 |
| 12 | 02874 | 28/100 |
Most distressed Washington, RI ZIPs (0-100, 2026)
Mortgage delinquency in Washington, RI
0.3% of Washington, RI mortgages were ninety-plus days late (Washington, RI, December 2025); Washington, RI thirty-to-eighty-nine days late: 2.0%; Washington, RI twelve-month change +0.1%; Washington, RI peak since 2008: 3.3% (October 2012); Rhode Island overall 0.9%. Washington, RI ninety-day series: Dec 24 0.2, Jan 25 0.4, Feb 25 0.2 (Washington, RI), Mar 25 0.3, Apr 25 0.4, May 25 0.4 (Washington, RI), Jun 25 0.3, Jul 25 0.3, Aug 25 0.4 (Washington, RI), Sep 25 0.3, Oct 25 0.3, Nov 25 0.3 (Washington, RI), Dec 25 0.3.
Opportunity index: Washington, RI
Washington, RI index 31.4, Washington, RI phase early_signal; Washington, RI primary driver vacancy, Washington, RI second driver construction. Washington, RI components: property stress 26.9, foreclosure pressure 28.0, listing discounts 21.5, bank stress 55.2, insurance 0.0; Washington, RI pulse 37.0; Washington, RI capital opportunity 23.0; Washington, RI seven-day change -0.3%.
ZIP market phases inside Washington, RI
20 Washington, RI ZIPs carry a price-cycle phase; Washington, RI ZIPs by phase (Washington, RI), deepest drawdown first: peak, +4.4% YoY (Washington, RI): 02804, 02807, 02808, 02812, Washington, RI 02813, 02822, 02832, 02833, Washington, RI 02836, 02852, 02873, 02874, Washington, RI 02875, 02879, 02881, 02882.
Residential listings by Washington, RI ZIP
Washington, RI ZIPs with the most tracked Washington, RI residential listings: 02891 11 listings, 7 candidates, bank pressure 67; 02852 9 listings, 4 candidates, bank pressure 67; 02882 7 listings, 4 candidates, bank pressure 67; 02807 6 listings, 3 candidates, bank pressure 67 (Washington, RI); 02813 6 listings, 5 candidates, bank pressure 67; 02879 5 listings, 4 candidates, bank pressure 67; 02804 2 listings, 2 candidates, bank pressure 67; 02822 2 listings, 2 candidates, bank pressure 67. Washington, RI totals: 57 listings; Washington, RI candidates 32; active ZIPs 3.
HUD assisted housing in Washington, RI
23 assisted properties with 1,541 units sit in Washington, RI; largest Washington, RI properties: Heritage Village Apartments (North Kingstown) 204 units, 204 assisted; Kings Grant (North Kingstown) 156 units, 104 assisted; Babcock Village (Westerly) 151 units, 150 assisted in Washington, RI; Wickford Village (North Kingstown) 129 units, 124 assisted; Merchants Village (Westerly) 116 units, 115 assisted; Indian Run Vil (Wakefield) 115 units, 114 assisted.
Lenders with branches in Washington, RI
Washington, RI lenders by branch count: Washington Tr Co Of Westerly (Washington, RI): stress 77, 10 branches low in Washington, RI; Citizens Bank National Assn (Washington, RI): stress 66, 6 branches low in Washington, RI; Banknewport (Washington, RI): stress 78, 2 branches low in Washington, RI; Centreville Bank (Washington, RI): stress 52, 2 branches low in Washington, RI.
Vacancy and permits, Washington, RI
13,836 of 66,385 Washington, RI housing units are vacant; Washington, RI permits, twelve months: 61 multifamily units in Washington, RI, 229 one-to-four unit units.
Work Washington, RI at the parcel level
Every Washington, RI parcel carries owner and address; every Washington, RI parcel carries APN; Washington, RI distress scores sit on the Washington, RI live board.
Washington, RI figures refresh with each source.
Washington, RI questions
Most distressed ZIP code in Washington County, RI?
ZIP 02804 leads Washington, RI at 28/100; next in Washington, RI: 02807 at 28/100; the Washington, RI average is 28/100.
Where does Washington County, RI rank for investment opportunity?
Washington, RI is #941 among all ranked counties, #1 in Rhode Island; the Washington, RI driver is vacancy; Washington, RI moved down 317 places.
How many mortgages are delinquent in Washington County, RI?
0.3% of Washington, RI mortgages were ninety-plus days late in December 2025; the Washington, RI peak since 2008 was 3.3%.
Which banks lend in Washington County, RI?
4 watched lenders hold Washington, RI branches; the largest Washington, RI footprints are Washington Tr Co Of Westerly (10), Citizens Bank National Assn (6), Banknewport (2).
More on Washington, RI
Washington County, RI distress report: public-record figures for Washington, RI; not legal advice for Washington, RI; not tax or investment advice; verify every Washington, RI record before acting.