Washington County, RI: Home-Insurance Distress & Forced-Sale Pressure
Washington County, RI: 65/100 (elevated) home-insurance distress; Washington, RI band MEDIUM; Washington, RI #773 of 3,222 counties; Washington, RI #3 of 5 in Rhode Island.
FEMA hazard, Washington, RI: 52/100; Washington, RI declarations, three years: 4; Washington, RI perils: 4 severe-storm; Washington, RI five-year count 6 (severity 8.0); Washington, RI ten-year 6; hazard-weighted, Washington, RI: 4.0.
Declared incidents on the Washington, RI record: 2024 Severe Storm 4; 2023 Fire 2 (Washington, RI).
NFIP claims, Washington, RI, three years: 41; Washington, RI payouts $692,928; per Washington, RI claim $16,901; Washington, RI claim-stress 85/100.
Washington, RI monthly score fell, 69 (March 2026) to 65 (October 2026); Washington, RI by month: March 69, April 69, May 69, June 69 (Washington, RI), July 66, August 65, September 66, October 65.
Washington, RI components: climate 52, NFIP claims 85; Washington, RI retreat index 65.
Construction distress, Washington, RI: 63/100 as of August 2026 (Washington, RI: 69/100 one-to-four unit, 35/100 multifamily).
Washington, RI ZIPs, June 2026 (Washington, RI, 16 highest): score 0 (Washington, RI), climate 69 (Washington, RI): 02804, 02807, 02808, 02812, Washington, RI 02813, 02822, 02832, 02833, Washington, RI 02836, 02852, 02873, 02874, Washington, RI 02875, 02879, 02881, 02882.
DLRadar rescores Washington, RI monthly; Washington, RI readings join Washington, RI foreclosure, lien and ownership parcels (Washington, RI), so cost-squeezed Washington, RI owners surface before listing.
Inside Rhode Island, Washington County ranks 3rd of 5 counties for home-insurance distress at 65/100; Kent County (66/100) sits just above Washington County, and Newport County (54/100) sits just below Washington County.
Deterministic. Every Washington County, RI signal traces to a public Washington dataset (FEMA, NFIP, Census for Washington, RI) · how insurance distress works in Washington, RI · methodology
FAQ: Washington County, RI insurance distress
What is the Washington County, RI home-insurance-distress score?
Washington, RI: 65/100 (MEDIUM), #773 of 3,222, #3 in Rhode Island. FEMA hazard, Washington, RI: 52/100; NFIP stress, Washington, RI: 85/100; construction, Washington, RI: 63/100; Washington, RI rescores monthly.
Is Washington County insurance distress getting better or worse (RI)?
Washington, RI: 69 in March 2026; Washington, RI: 65 in October 2026 (better); Washington, RI climate component 52; Washington, RI NFIP claims score 85.
How many flood-insurance claims has Washington County, RI had?
Washington, RI: 41 NFIP claims, three years; Washington, RI paid $692,928; per Washington, RI claim $16,901; carriers reprice Washington, RI against that record.
Which Washington County ZIP codes carry the most insurance distress (RI)?
Washington, RI, June 2026: 02804 at 0, 02807 at 0, 02808 at 0, 02812 at 0; Washington, RI climate scores there: 69, 69, 69, 69.
Why does Washington, RI insurance distress create sellers?
A Washington, RI premium outruns the Washington, RI budget; a carrier leaves Washington, RI; Washington, RI carrying cost passes plan; Washington, RI owners sell while current; Washington, RI insurance distress leads Washington, RI foreclosure data.