ZIP 33974 Property Distress & Foreclosure Data

ZIP code 33974 in Lee County, Florida carries a composite property-distress score of 60/100 — a high reading on DLRadar's deterministic public-record index. Structural risk reads 86/100 against active distress of 10/100. What sets it apart are the readings on structural risk (86/100), institutional ownership (84/100), insurance pressure (65/100). By contrast, mortgage stress (35/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (99/100), FEMA disaster exposure (99/100), flood (NFIP) exposure (94/100).

The market reads contraction — home values fell 4.7% year on year, 5.9% off the recent peak, and 2% higher over three years, at 55/100 phase confidence. A cooling market tends to open discount-to-value windows.

The tenure split is 70% owner-occupied to 30% rented. Rent burden reaches 44% of tenant households. A median home runs $312,600 here, or 4.2 times local income. Roughly 17.9% live below the poverty line, elevated and often tied to deferred-maintenance inventory. About 19,330 people live here, median age 34. Households earn a median $65,809 — below the roughly $78,000 national figure. There are about 5,784 housing units across 33974. About 16% have a four-year degree. Vacancy runs 6.5%. On demographic stress specifically, 33974 scores 37/100.

Net-net, 33974 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.