Alabama Foreclosures, Tax Liens & Distressed Properties

Alabama property distress is mapped statewide by DLRadar — county, ZIP and parcel, every figure record-sourced. Statewide, counties skew expansion, prices up 3.5% on average. Counties break down as 30 expansion, 30 peak, 7 contraction by phase. DLRadar scores 656 Alabama ZIPs across 67 counties (mean composite 25/100).

Among the hardest-hit are Bullock County, Coosa County, Perry County, Hale County, Lawrence County.

By ZIP, Alabama distress peaks in 36505 (37/100), 36509 (37/100), 36512 (37/100), 36521 (37/100), 36523 (37/100).

Here is the county-by-county distress and phase picture for Alabama.

Autauga County is in its expansion phase, prices up 5.4%, 1.4% off peak, lender pressure 45/100. Baldwin County is in its expansion phase, values rising 6.3%, bank stress 34/100. Barbour County reads peak — values rising 3.2%, a 53/100 lender reading. DLRadar reads Bibb County as peak — up 2.7% on the year, bank stress 84/100. Blount County sits in peak, up 2.7% on the year, bank stress 38/100. Bullock County — expansion, homes +5.0% YoY, headwind 100/100. Butler County: expansion, homes +5.0% YoY, headwind 38/100.

Calhoun County sits in expansion, homes +12.9% YoY, headwind 48/100. Chambers County sits in peak, prices up 3.2%, lender pressure 52/100. In Cherokee County, expansion: prices up 5.0%, headwind 69/100. In Chilton County, peak: homes +2.7% YoY, lender pressure 83/100. Choctaw County sits in expansion, homes +5.0% YoY, a 64/100 lender reading. Clarke County — expansion, homes +5.0% YoY, a 61/100 lender reading. Clay County: expansion, appreciation near 5.0%, bank stress 76/100.

Cleburne County reads expansion — up 5.0% on the year, a 41/100 lender reading. DLRadar reads Coffee County as peak — up 3.2% on the year, lender pressure 46/100. Colbert County is expansion (values rising 8.4%, a 70/100 lender reading). DLRadar reads Conecuh County as expansion — prices up 5.0%, lender pressure 49/100. Coosa County reads peak — appreciation near 3.2%, headwind 100/100. Covington County is in its expansion phase, up 5.0% on the year, lender pressure 40/100. In Crenshaw County, expansion: up 5.0% on the year, headwind 39/100.

Cullman County — peak, up 3.2% on the year, a 37/100 lender reading. In Dale County, peak: values rising 3.2%, bank stress 66/100. Dallas County — peak, values rising 3.2%, bank stress 64/100. Dekalb County is in its peak phase, appreciation near 3.2%, bank stress 35/100. Elmore County — expansion, homes +5.4% YoY, down 1.4% from its high, a 47/100 lender reading. Escambia County is expansion (homes +5.0% YoY, lender pressure 35/100). DLRadar reads Etowah County as peak — homes +0.6% YoY, down 4.6% from its high, headwind 34/100.

Fayette County reads expansion — up 5.0% on the year, headwind 40/100. Franklin County: peak, homes +3.2% YoY, lender pressure 64/100. Geneva County is in its contraction phase, values off 1.2%, down 2.0% from its high. Greene County sits in contraction, down 1.6% on the year, 2.8% below peak, headwind 23/100. DLRadar reads Hale County as contraction — homes -1.6% YoY, down 2.8% from its high, headwind 93/100. Henry County is in its contraction phase, prices down 1.2%, 2.0% off peak, lender pressure 40/100. Houston County reads contraction — values off 1.2%, 2.0% below peak, a 48/100 lender reading.

In Jackson County, peak: prices up 3.2%, lender pressure 41/100. Jefferson County is in its peak phase, values rising 2.7%, headwind 46/100. In Lamar County, expansion: up 5.0% on the year. In Lauderdale County, expansion: up 8.4% on the year, bank stress 69/100. Lawrence County: peak, prices up 1.3%, headwind 90/100. Lee County reads peak — up 0.9% on the year, bank stress 44/100. In Limestone County, peak: up 2.9% on the year, a 47/100 lender reading.

Lowndes County is expansion (homes +5.4% YoY, down 1.4% from its high, headwind 24/100). Macon County: peak, prices up 0.9%, headwind 70/100. Madison County reads peak — up 2.9% on the year, lender pressure 47/100. Marengo County is in its expansion phase, homes +5.0% YoY, a 28/100 lender reading. DLRadar reads Marion County as expansion — values rising 5.0%, bank stress 64/100. Marshall County is peak (homes +3.2% YoY, lender pressure 45/100). Mobile County reads peak — values rising 1.0%, headwind 43/100.

Monroe County sits in expansion, up 5.0% on the year, headwind 47/100.

Alabama opportunity phases: 19 early_signal, 18 watchlist, 17 peak_opportunity, 6 strong_buy, 4 weak, 3 overheated; Alabama average index 32.0. Best-ranked Alabama counties: Randolph #52 (38.5), vacancy; Barbour #63 (38.1), vacancy; Butler #76 (37.7), vacancy in Alabama; Calhoun #89 (37.4), construction; Cherokee #120 (36.8), vacancy; Marion #134 (36.6), vacancy.

Alabama mortgages ninety-plus days late: 1.1%; Alabama thirty-to-eighty-nine days late 3.2% (December 2025); 8 Alabama counties sit in the CFPB sample; highest Alabama county readings: Tuscaloosa 2.0%, Mobile 1.6%, Montgomery 1.3%, Jefferson 1.2%, Baldwin 0.8%.

Alabama county unemployment averages 4.0% across 67 counties; Alabama permitted 21,310 housing units in twelve months (3,936 multifamily); 340,018 of 2,337,265 Alabama housing units are vacant; 592,043 Alabama renter households, 36.3% spending 30%+ of income on rent.

Alabama ZIP price-cycle phases: 3,541 peak, 562 expansion, 400 contraction, 391 recovery, 349 neutral.