Tuscaloosa County, AL: Foreclosures, Tax Liens & Distressed Properties

Tuscaloosa County, AL, Alabama: 28 ZIP codes scored, Tuscaloosa County, AL averaging 28/100 (low, Tuscaloosa, AL), from 17 to 31. Tuscaloosa County, AL is in its contraction phase (Tuscaloosa, AL confidence 63/100): Tuscaloosa, AL home prices down 1.6% (Tuscaloosa, AL) over twelve months, 2.8% under their peak. Tuscaloosa County, AL lender headwind: 53/100.

Highest-scoring Tuscaloosa County, AL ZIPs: 35401 (31/100), 35404 (31/100), 35405 (31/100), 35406 (31/100), 35446 (31/100), 35452 (31/100). Also scored in Tuscaloosa County, AL: 35453, 35456, 35457, 35458, 35473, 35475, 35476, 35487, 35490, 35444.

Across Tuscaloosa County, AL's scored ZIPs: median home value $206,104, household income $65,411, 14.2% vacancy, 15.5% poverty, 78% owner-occupied, median age 36.4.

Tuscaloosa County, AL insurance distress 77/100 (#453 in the US); FEMA hazard 87/100 for Tuscaloosa, AL; 3 federal disaster declarations in Tuscaloosa County, AL since 2023 (3 hurricane); 2 Tuscaloosa, AL NFIP flood claims, $24K paid; Tuscaloosa, AL construction distress 50/100.

25 banks with 49 branches lend in Tuscaloosa County, AL; Tuscaloosa, AL weighted bank stress 63/100, highest 87/100 in Tuscaloosa, AL.

Tuscaloosa County, AL unemployment 3.8% (Tuscaloosa, AL +0.4 pts, six months); 581 new housing units permitted in Tuscaloosa County, AL over twelve months, Tuscaloosa, AL down 1% from 588; Tuscaloosa, AL home prices +7.9% a year (Tuscaloosa, AL) over three years.

104,290 housing units in Tuscaloosa County, AL; 33,032 Tuscaloosa, AL renter households; 48% of Tuscaloosa, AL renters spend 30%+ of income on rent, 25% (Tuscaloosa, AL) half or more.

Tuscaloosa County, AL ranks #833 nationally on the opportunity index (Tuscaloosa, AL, among all ranked counties); Tuscaloosa, AL scores 31.8/100 and Tuscaloosa, AL sits #36 inside Alabama. Tuscaloosa, AL is in the watchlist opportunity phase; Tuscaloosa, AL's primary driver is vacancy, Tuscaloosa, AL second driver bank institutional; Tuscaloosa, AL moved up 614 places. 62 short-sale listings across Tuscaloosa, AL; 75 days on market observed in Tuscaloosa, AL; 15.1% vacancy over 28 Tuscaloosa, AL ZIPs.

2.0% of Tuscaloosa County, AL mortgages were ninety-plus days late in December 2025; Tuscaloosa, AL's thirty-to-eighty-nine-day share was 4.1% (CFPB county sample). Tuscaloosa, AL's ninety-day rate is up 0.7 points on twelve months earlier; the Tuscaloosa, AL peak since 2008 was 4.3% in January 2012; Alabama overall reads 1.1%.

Tuscaloosa County, AL has 11 watched banks; 11 Tuscaloosa, AL banks sit in an elevated band. Tuscaloosa, AL footprints: Regions Bank (7 branches, stress 57) in Tuscaloosa, AL; Bryant Bank (4 branches, stress 61) in Tuscaloosa, AL; First Federal Bank A Fsb (3 branches, stress 84) in Tuscaloosa, AL.

HUD lists 14 assisted multifamily properties in Tuscaloosa County, AL with 1,250 units; 646 Tuscaloosa, AL units are assisted, 7 Tuscaloosa, AL properties under project-based Section 8.

14,238 of the 104,290 housing units in Tuscaloosa, AL sit vacant. Tuscaloosa County, AL permitted 105 multifamily units in twelve months; Tuscaloosa, AL's one-to-four unit structures added 476 units in Tuscaloosa County, AL.