ZIP 35401 Property Distress & Foreclosure Data

DLRadar grades ZIP 35401 (Tuscaloosa County, Alabama) at a moderate 33/100 for overall property distress. Climate and flood risk are elevated too — climate & FEMA risk (90/100), FEMA disaster exposure (83/100), flood (NFIP) exposure (62/100). The latent-versus-live split is 72/100 structural and 7/100 already moving. Property-level stress concentrates in structural risk (72/100), construction/permit lag (64/100), institutional ownership (59/100). mortgage stress (23/100) stay muted.

Prices here sit in a peak phase: values rose 3.4% over the trailing year, and 15% higher over three years (phase confidence 43/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

At $30,031, median income runs below typical U.S. levels. The poverty rate is 38.1% — high, a tax-stress and distress correlate. 31% of housing is owner-occupied. Around 58% of renters are cost-burdened. The typical home is worth about $144,500 (4.7× income). Around 27% of adults hold a bachelor's degree or higher. The vacancy rate is 31.2% — elevated. The ZIP holds roughly 19,519 housing units. The demographic-stress sub-score lands at 48/100. 40,507 residents call 35401 home, typically aged 22.

Taken together, 35401 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.