ZIP 35401 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 35401 (Tuscaloosa County, Alabama) at a moderate 32/100 for overall property distress. Environmental exposure also runs high (climate & FEMA risk (90/100), FEMA disaster exposure (78/100), flood (NFIP) exposure (65/100)). Structural exposure scores 70 and live distress 7 on the 0–100 scale. The pressure is most legible in structural risk (70/100), institutional ownership (57/100), construction/permit lag (55/100). By contrast, mortgage stress (23/100) register low.

The contraction-phase market in 35401 posted values that fell 1.6% over the year, 2.8% off the recent peak, and 15% higher over three years, at 63/100 phase confidence. Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.

Households earn a median $30,031 — below the roughly $78,000 national figure. Roughly 38.1% live below the poverty line, elevated and often tied to deferred-maintenance inventory. 31% of housing is owner-occupied. Rent burden reaches 58% of tenant households. Home values center near $144,500, an affordability ratio of 4.7×. About 27% have a four-year degree. The vacancy rate is 31.2% — elevated. There are about 19,519 housing units across 35401. The demographic-stress sub-score lands at 48/100. About 40,507 people live here, median age 22.

On the whole, 35401 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 35401 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Big metro or rural, 35401 runs through one identical public-record model, so its 32/100 sits on the same scale as every other ZIP in Tuscaloosa County, Alabama and the nation. Where the public record is thin for 35401, the field stays empty rather than modeled, and fills in as new documents post.

Behind 35401's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. In workflow terms, 35401 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.