ZIP 35404 Foreclosure, Tax-Lien & Distress Report

Tuscaloosa County, Alabama's ZIP 35404 registers 32/100 composite distress, which DLRadar reads as moderate. Structural risk reads 70/100 against active distress of 7/100. Property-level stress concentrates in structural risk (70/100), institutional ownership (57/100), construction/permit lag (55/100). mortgage stress (23/100) stay muted. Environmental exposure also runs high (climate & FEMA risk (90/100), FEMA disaster exposure (78/100), flood (NFIP) exposure (65/100)).

Prices here sit in a contraction phase: values fell 1.6% over the trailing year, 2.8% off the recent peak, and 10% higher over three years (phase confidence 63/100). Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.

About 23,553 people live here, median age 29. Home values center near $197,500, an affordability ratio of 3.9× — accessible. The vacancy rate is 24.7% — elevated. The poverty rate is 27.3% — high, a tax-stress and distress correlate. 45% of housing is owner-occupied. Rent burden reaches 51% of tenant households. Median household income is $45,521, below the U.S. median near $78,000. Around 27% of adults hold a bachelor's degree or higher. The ZIP holds roughly 11,334 housing units. The demographic-stress sub-score lands at 41/100.

Taken together, 35404 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 35404 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Big metro or rural, 35404 runs through one identical public-record model, so its 32/100 sits on the same scale as every other ZIP in Tuscaloosa County, Alabama and the nation. Sparse data for 35404 shows as blanks, never estimates, and the score updates on every fresh public filing.

35404's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. In workflow terms, 35404 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.