ZIP 35111 Property Distress & Foreclosure Data

ZIP code 35111 in Jefferson County, Alabama carries a composite property-distress score of 32/100 — a moderate reading on DLRadar's deterministic public-record index. What sets it apart are the readings on structural risk (69/100), institutional ownership (60/100), construction/permit lag (43/100). By contrast, mortgage stress (24/100) register low. The latent-versus-live split is 69/100 structural and 7/100 already moving. It additionally carries heavy environmental risk: climate & FEMA risk (92/100), FEMA disaster exposure (83/100), flood (NFIP) exposure (69/100).

The market reads peak — home values rose 3.1% year on year, and 12% higher over three years (phase confidence 34/100). Topping markets hide individual distress behind strong averages.

Around 16% of renters are cost-burdened. 7.4% of residents fall below the poverty threshold. Median household income is $85,181, near the U.S. median near $78,000. The vacancy rate is 4.2%. About 20,661 people live here, median age 39. DLRadar's demographic-stress index for the area reads 22/100. Educational attainment sits at 31% bachelor's-or-above. The ZIP holds roughly 8,157 housing units. Owners hold 93% of homes, renters 7%. Home values center near $285,100, an affordability ratio of 3.1× — accessible.

Net-net, 35111 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.