ZIP 35036 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 35036 in Jefferson County, Alabama comes in at 29, a low composite-distress reading. Its heaviest discrete signals: structural risk (61/100), institutional ownership (59/100), construction/permit lag (5/100). By contrast, construction/permit lag (5/100) register low. Structurally it carries 61/100, against 0/100 of stress already in motion. Environmental exposure also runs high (climate & FEMA risk (97/100), FEMA disaster exposure (78/100), flood (NFIP) exposure (75/100)).

The market reads peak — home values rose 2.7% year on year (phase confidence 22/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Roughly 49.1% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The ZIP holds roughly 88 housing units. Rent burden reaches 58% of tenant households. Population is roughly 175 with a median age of 21. The tenure split is 13% owner-occupied to 87% rented. DLRadar's demographic-stress index for the area reads 54/100. Around 0% of adults hold a bachelor's degree or higher. The vacancy rate is 0.0%.

Net-net, 35036 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 35036 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

No ZIP is too small to score: 35036 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 29/100 composite is a like-for-like number rather than an isolated estimate. Where the public record is thin for 35036, the field stays empty rather than modeled, and fills in as new documents post.

The 29/100 figure for 35036 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 35036 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.