ZIP 35036 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 distress scale, ZIP 35036 in Jefferson County, Alabama comes in at 29, a low composite-distress reading. Its heaviest discrete signals: structural risk (62/100), institutional ownership (57/100), construction/permit lag (7/100). By contrast, construction/permit lag (7/100) register low. Structurally it carries 62/100, against 0/100 of stress already in motion. Environmental exposure also runs high (climate & FEMA risk (97/100), FEMA disaster exposure (83/100), flood (NFIP) exposure (75/100)).

The market reads peak — home values rose 2.7% year on year (phase confidence 22/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Roughly 49.1% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The ZIP holds roughly 88 housing units. Rent burden reaches 58% of tenant households. Population is roughly 175 with a median age of 21. The tenure split is 13% owner-occupied to 87% rented. DLRadar's demographic-stress index for the area reads 68/100. Around 0% of adults hold a bachelor's degree or higher. The vacancy rate is 0.0%.

Net-net, 35036 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 35036 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

No ZIP is too small to score: 35036 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 29/100 composite is a like-for-like number rather than an isolated estimate. Where the record is thin for 35036, the field stays empty rather than modeled, and fills in as new documents post.

The 29/100 figure for 35036 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 35036 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.