ZIP 35091 Property Distress & Foreclosure Data

DLRadar grades ZIP 35091 (Jefferson County, Alabama) at a moderate 32/100 for overall property distress. Structural risk reads 71/100 against active distress of 7/100. Environmental exposure also runs high (climate & FEMA risk (97/100), FEMA disaster exposure (83/100), flood (NFIP) exposure (76/100)). Property-level stress concentrates in structural risk (71/100), institutional ownership (62/100), construction/permit lag (37/100). On the quiet end sit construction/permit lag (37/100) and mortgage stress (24/100).

The peak-phase market in 35091 posted values that rose 2.9% over the year, and 11% higher over three years, at 27/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

A median home runs $321,300 here, or 3.0 times local income. Rent burden reaches 0% of tenant households. Population is roughly 3,632 with a median age of 42. The tenure split is 94% owner-occupied to 6% rented. Vacancy runs 15.0%, above the national norm and a classic distress-and-opportunity signal. Households earn a median $93,444 — above the roughly $78,000 national figure. On demographic stress specifically, 35091 scores 20/100. There are about 1,583 housing units across 35091. About 30% have a four-year degree. Roughly 3.7% live below the poverty line, a low share typical of higher-equity areas.

On the whole, 35091 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.