ZIP 35091 Foreclosure, Tax-Lien & Distress Report

In Jefferson County, Alabama, ZIP 35091 scores 29 of 100 for composite distress, a low level on DLRadar's public-record index. Structural exposure scores 61 and live distress 7 on the 0–100 scale. It additionally carries heavy environmental risk: climate & FEMA risk (97/100), FEMA disaster exposure (78/100), flood (NFIP) exposure (75/100). What sets it apart are the readings on structural risk (61/100), institutional ownership (59/100), mortgage stress (24/100). On the quiet end sit mortgage stress (24/100) and construction/permit lag (5/100).

The market reads peak — home values rose 2.7% year on year, and 11% higher over three years, at 22/100 phase confidence. Topping markets hide individual distress behind strong averages.

The typical home is worth about $321,300 (3.0× income, relatively affordable). Rent burden reaches 0% of tenant households. 3,632 residents call 35091 home, typically aged 42. 94% of housing is owner-occupied. Vacancy runs 15.0%, above the national norm and a classic distress-and-opportunity signal. Median household income is $93,444, above the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 20/100. The ZIP holds roughly 1,583 housing units. Around 30% of adults hold a bachelor's degree or higher. Roughly 3.7% live below the poverty line, a low share typical of higher-equity areas.

On the whole, 35091 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 35091 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The number is not local guesswork: 35091's 29/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Every figure is auditable to a public dataset and refreshed on ingest; 35091 shows blanks, not estimates, wherever the record is sparse.

The 29/100 for 35091 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For an operator, 35091 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.