ZIP 35127 Property Distress & Foreclosure Data

DLRadar grades ZIP 35127 (Jefferson County, Alabama) at a moderate 32/100 for overall property distress. Structural exposure scores 71 and live distress 7 on the 0–100 scale. Property-level stress concentrates in structural risk (71/100), institutional ownership (62/100), construction/permit lag (37/100). On the quiet end sit construction/permit lag (37/100) and mortgage stress (24/100). Environmental exposure also runs high (climate & FEMA risk (97/100), FEMA disaster exposure (83/100), flood (NFIP) exposure (76/100)).

The peak-phase market in 35127 posted values that rose 2.9% over the year, and 11% higher over three years, at 27/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 9,502 with a median age of 44. A median home runs $226,400 here, or 2.8 times local income. About 24% have a four-year degree. The tenure split is 79% owner-occupied to 21% rented. Households earn a median $68,344 — below the roughly $78,000 national figure. On demographic stress specifically, 35127 scores 28/100. Vacancy runs 6.8%. There are about 3,761 housing units across 35127. Rent burden reaches 30% of tenant households. Roughly 19.0% live below the poverty line, elevated and often tied to deferred-maintenance inventory.

On balance 35127 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.