ZIP 35209 Foreclosure, Tax-Lien & Distress Report

ZIP code 35209 in Jefferson County, Alabama carries a composite property-distress score of 29/100 — a low reading on DLRadar's deterministic public-record index. Its heaviest discrete signals: structural risk (61/100), institutional ownership (59/100), mortgage stress (24/100). On the quiet end sit mortgage stress (24/100) and construction/permit lag (5/100). Latent structural risk is 61/100 while live distress already moving reads 7/100. Environmental exposure also runs high (climate & FEMA risk (97/100), FEMA disaster exposure (78/100), flood (NFIP) exposure (75/100)).

The peak-phase market in 35209 posted values that rose 2.7% over the year, and 17% higher over three years (phase confidence 22/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Households earn a median $72,383 — near the roughly $78,000 national figure. 33,476 residents call 35209 home, typically aged 34. The tenure split is 50% owner-occupied to 50% rented. Around 54% of adults hold a bachelor's degree or higher. 17.0% of residents fall below the poverty threshold. A median home runs $504,600 here, or 6.4 times local income. Rent burden reaches 43% of tenant households. On demographic stress specifically, 35209 scores 41/100. The vacancy rate is 14.2% — elevated. There are about 15,205 housing units across 35209.

Taken together, 35209 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. No parcel file is published for 35209 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

No ZIP is too small to score: 35209 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 29/100 composite is a like-for-like number rather than an isolated estimate. 35209 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Behind 35209's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 35209 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.