ZIP 35209 Property Distress & Foreclosure Data

Composite property distress in 35209 (Jefferson County, Alabama) lands at 32/100 — moderate on DLRadar's public-record scoring. The sharpest non-environmental signals are structural risk (71/100), institutional ownership (62/100), construction/permit lag (37/100). construction/permit lag (37/100) and mortgage stress (24/100) stay muted. On the structural side it scores 71/100, with 7/100 of stress already active. Climate and flood risk are elevated too — climate & FEMA risk (97/100), FEMA disaster exposure (83/100), flood (NFIP) exposure (76/100).

Prices here sit in a peak phase: values rose 2.9% over the trailing year, and 17% higher over three years (phase confidence 27/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

At $72,383, median income runs near typical U.S. levels. 33,476 residents call 35209 home, typically aged 34. 50% of housing is owner-occupied. Around 54% of adults hold a bachelor's degree or higher. The poverty rate is 17.0% — high, a tax-stress and distress correlate. The typical home is worth about $504,600 (6.4× income). Around 43% of renters are cost-burdened. The demographic-stress sub-score lands at 41/100. The vacancy rate is 14.2% — elevated. The ZIP holds roughly 15,205 housing units.

Taken together, 35209 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.