ZIP 35210 Property Distress & Foreclosure Data

ZIP code 35210 in Jefferson County, Alabama carries a composite property-distress score of 32/100 — a moderate reading on DLRadar's deterministic public-record index. What sets it apart are the readings on structural risk (71/100), institutional ownership (62/100), construction/permit lag (37/100). By contrast, construction/permit lag (37/100) and mortgage stress (24/100) register low. The latent-versus-live split is 71/100 structural and 7/100 already moving. It additionally carries heavy environmental risk: climate & FEMA risk (97/100), FEMA disaster exposure (83/100), flood (NFIP) exposure (76/100).

The market reads peak — home values rose 2.9% year on year, and 15% higher over three years (phase confidence 27/100). Topping markets hide individual distress behind strong averages.

Median household income is $72,632, near the U.S. median near $78,000. Educational attainment sits at 46% bachelor's-or-above. 8.3% of residents fall below the poverty threshold. Around 35% of renters are cost-burdened. Home values center near $255,800, an affordability ratio of 3.4× — accessible. The vacancy rate is 12.5% — elevated. The ZIP holds roughly 6,785 housing units. Owners hold 68% of homes, renters 32%. DLRadar's demographic-stress index for the area reads 27/100. About 13,878 people live here, median age 45.

Net-net, 35210 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.