ZIP 35218 Foreclosure, Tax-Lien & Distress Report

ZIP code 35218 in Jefferson County, Alabama carries a composite property-distress score of 29/100 — a low reading on DLRadar's deterministic public-record index. Climate and flood risk are elevated too — climate & FEMA risk (97/100), FEMA disaster exposure (78/100), flood (NFIP) exposure (75/100). The latent-versus-live split is 61/100 structural and 7/100 already moving. Its standout signals are structural risk (61/100), institutional ownership (59/100), mortgage stress (24/100). On the quiet end sit mortgage stress (24/100) and construction/permit lag (5/100).

The market reads peak — home values rose 2.7% year on year, at 22/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The ZIP holds roughly 3,443 housing units. The poverty rate is 30.9% — high, a tax-stress and distress correlate. Households earn a median $30,966 — below the roughly $78,000 national figure. 6,628 residents call 35218 home, typically aged 40. Around 54% of renters are cost-burdened. Vacancy runs 24.5%, above the national norm and a classic distress-and-opportunity signal. On demographic stress specifically, 35218 scores 41/100. The tenure split is 37% owner-occupied to 64% rented. Educational attainment sits at 9% bachelor's-or-above. The typical home is worth about $92,600 (2.6× income, relatively affordable).

Net-net, 35218 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 35218 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Big metro or rural, 35218 runs through one identical public-record model, so its 29/100 sits on the same scale as every other ZIP in Jefferson County, Alabama and the nation. 35218 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 29/100 figure for 35218 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 35218 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.