ZIP 35218 Property Distress & Foreclosure Data

Composite property distress in 35218 (Jefferson County, Alabama) lands at 32/100 — moderate on DLRadar's public-record scoring. Climate and flood risk are elevated too — climate & FEMA risk (97/100), FEMA disaster exposure (83/100), flood (NFIP) exposure (76/100). The latent-versus-live split is 71/100 structural and 7/100 already moving. The sharpest non-environmental signals are structural risk (71/100), institutional ownership (62/100), construction/permit lag (37/100). construction/permit lag (37/100) and mortgage stress (24/100) stay muted.

Prices here sit in a peak phase: values rose 2.9% over the trailing year (phase confidence 27/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The ZIP holds roughly 3,443 housing units. The poverty rate is 30.9% — high, a tax-stress and distress correlate. At $30,966, median income runs below typical U.S. levels. 6,628 residents call 35218 home, typically aged 40. Around 54% of renters are cost-burdened. The vacancy rate is 24.5% — elevated. The demographic-stress sub-score lands at 41/100. 37% of housing is owner-occupied. Around 9% of adults hold a bachelor's degree or higher. The typical home is worth about $92,600 (2.6× income, relatively affordable).

Taken together, 35218 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.